265 Oceano, Irvine, CA 92602 Property Records

Orange County property record for 265 Oceano, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,909 sqft · built 2018
Lot Size	0.088 acres (3,860 sqft)
Owner	Individual Name on Record
Last Sale	$2,430,000 (May 2022)
Tax Bill	$30,956 (2025)
Deeds & Mortgages	Jul 2022 Transfer May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`527-431-56`

Property Details

APN / Parcel Number

Primary APN	`527-431-56`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,909 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	3,860 sqft (0.088 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	265 OCEANO
City	IRVINE
State	CA
Zip	92602-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 18014 BLK LOT 56
Legal Tract	18014
Legal Lot Number	56
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5017
Census Tract	52437

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	265 OCEANO, IRVINE, CA 92602-1853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 11, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT
May 16, 2019	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB
May 16, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMERICAN TITLE CO HOMEBU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	0000177716
Last Transfer Date	Jul 29, 2022
Transfer Doc	0000263823
Record Updated	Jun 8, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 29, 2022
Property Address	265 OCEANO, IRVINE, CA 92602-1853
Document Number	0000263823
Map Reference	MB 973 PG 46-50
Instrument Date	May 5, 2022
Instrument	2022000263823
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 OCEANO, IRVINE, CA 92602-1853

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 11, 2022
Property Address	265 OCEANO, IRVINE, CA 92602-1853
Document Number	0000177716
Map Reference	MB 973 PG 46-50
Instrument Date	May 4, 2022
Instrument	2022000177716
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 OCEANO, IRVINE, CA 92602-1853

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 16, 2019
Property Address	265 OCEANO, IRVINE, CA 92602-1853
Document Number	0000165525
Map Reference	MB 973 PG 46-50
Instrument Date	Apr 25, 2019
Instrument	2019000165525
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	265 OCEANO, IRVINE, CA 92602-1853

Mortgage

Document Number	0000165526
Date	May 16, 2019
Instrument	2019000165526

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	11.1%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 16, 2019
Property Address	265 OCEANO, IRVINE, CA 92602-1853
Document Number	0000165522
Instrument Date	Apr 25, 2019
Instrument	165522
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMERICAN TITLE CO HOMEBU

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	550 NEWPORT CENTER DR NEWPORT BEACH CA 926607011, NEWPORT BEACH, CA 92660-7011

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$30,956.00 (+3.84%)	$2,578,735 (+4.04%) Land $1,859,471 Building $719,264
2023	$29,812.00 (+45.92%)	$2,478,600 Land $1,787,265 Building $691,335
2022	$20,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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