260 Oceano, Irvine, CA 92602 Property Records

Orange County property record for 260 Oceano, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,909 sqft · built 2018
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,180,000 (Apr 2026)
Tax Bill	$27,890 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`527-431-22`

Property Details

APN / Parcel Number

Primary APN	`527-431-22`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,909 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,200 sqft (0.096 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	260 OCEANO
City	IRVINE
State	CA
Zip	92602-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 18014 BLK LOT 20
Legal Subdivision	TRACT NO 18014
Legal Tract	18014
Legal Lot Number	20
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5013
Census Tract	52437

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	260 OCEANO, IRVINE, CA 92602-1853
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Dec 21, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD
Dec 21, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD
Dec 21, 2018	Grant Deed, Transfer · ARM AXOS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	2026112621
Prior Transfer Date	Mar 30, 2026
Prior Transfer Doc	0000112621
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 21, 2026
Property Address	260 OCEANO, IRVINE, CA 92602-1853
Document Number	0000112621
Instrument Date	Mar 30, 2026
Instrument	2026112621
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$131,098.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	260 OCEANO, IRVINE, CA 92602-1853

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	260 OCEANO, IRVINE, CA 92602-1853
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	CALIFORNIA COAST TITLE COMPANY, CALIFORNIA BEST TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 OCEANO, IRVINE, CA 92602-1853

Mortgage

Document Number	0000433049
Date	Jul 2, 2021
Instrument	2021000433049

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	10.3%
Index	1-Year LIBOR
Max Rate	10.3%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 21, 2018
Property Address	260 OCEANO, IRVINE, CA 92602-1853
Document Number	0000477234
Instrument Date	Nov 16, 2018
Instrument	477234
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	260 OCEANO IRVINE CA 926021853, IRVINE, CA 92602-1853

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 21, 2018
Property Address	260 OCEANO, IRVINE, CA 92602-1853
Document Number	0000477233
Instrument Date	Oct 8, 2018
Instrument	477233
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	550 NEWPORT CENTER DR NEWPORT BEACH CA 926607011, NEWPORT BEACH, CA 92660-7011

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 21, 2018
Property Address	260 OCEANO, IRVINE, CA 92602-1853
Document Number	0000477235
Map Reference	MB 973 PG 46-50
Instrument Date	Oct 8, 2018
Instrument	2018000477235
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 OCEANO, IRVINE, CA 92602-1853

Mortgage

Document Number	0000477236
Date	Dec 21, 2018
Instrument	2018000477236

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	11.1%
Index	1-Year LIBOR
Max Rate	11.1%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,332,417 (+2%) Land $1,642,108 Building $690,309
2025	$27,890.00 (+1.74%)	$2,286,684 (+4.04%) Land $1,609,910 Building $676,774
2024	$27,413.00 (+2%)
2023	$26,875.00 (+1.71%)	$2,197,891 Land $1,547,396 Building $650,495
2022	$26,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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