CALIFORNIA COAST TITLE COMPANY, CALIFORNIA BEST TITLE CO INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
260 OCEANO, IRVINE, CA 92602-1853
Mortgage
Document Number
0000433049
Date
Jul 2, 2021
Instrument
2021000433049
Lender
Name
AXOS BANK
Type
Bank
Address
SAN DIEGO, CA 92122
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 1, 2051
Interest
Rate Type
Adjustable Rate
Rate
4.37%
Type Change Date
Jul 1, 2026
Change Frequency
Annually
Min Rate At Change
4.37%
Max Rate At Change
10.3%
Index
1-Year LIBOR
Max Rate
10.3%
December 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
ORANGE CA
Recording Date
Dec 21, 2018
Property Address
260 OCEANO, IRVINE, CA 92602-1853
Document Number
0000477234
Instrument Date
Nov 16, 2018
Instrument
477234
Transaction Type
Transfer
Record Updated
Jan 3, 2019
Title Company
FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
260 OCEANO IRVINE CA 926021853, IRVINE, CA 92602-1853
December 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
ORANGE CA
Recording Date
Dec 21, 2018
Property Address
260 OCEANO, IRVINE, CA 92602-1853
Document Number
0000477233
Instrument Date
Oct 8, 2018
Instrument
477233
Transaction Type
Transfer
Record Updated
Jan 3, 2019
Title Company
FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD
Transaction
Tax
$0.00
Additional
Quitclaim
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Limited Partnership
Address
550 NEWPORT CENTER DR NEWPORT BEACH CA 926607011, NEWPORT BEACH, CA 92660-7011
December 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ORANGE CA
Recording Date
Dec 21, 2018
Property Address
260 OCEANO, IRVINE, CA 92602-1853
Document Number
0000477235
Map Reference
MB 973 PG 46-50
Instrument Date
Oct 8, 2018
Instrument
2018000477235
Transaction Type
Transfer
Record Updated
Sep 14, 2021
Title Company
FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
260 OCEANO, IRVINE, CA 92602-1853
Mortgage
Document Number
0000477236
Date
Dec 21, 2018
Instrument
2018000477236
Lender
Name
AXOS BANK
Type
Bank
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2049
Interest
Rate Type
Adjustable Rate
Rate
5.12%
Type Change Date
Jan 1, 2024
Change Frequency
Annually
Min Rate At Change
5.12%
Max Rate At Change
11.1%
Index
1-Year LIBOR
Max Rate
11.1%
Tax Assessment & Valuation
The 2025 property tax bill for 260 Oceano was $27,890, up 1.7% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
Property Jurisdictions
Type
Name
State
California
County
Orange County
Municipality
Irvine City
Unified School District
Irvine Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$2,332,417 (+2%)Land $1,642,108Building $690,309
2025
$27,890.00 (+1.74%)
$2,286,684Land $1,609,910Building $676,774
2024
$27,413.00 (+2%)
2023
$26,875.00 (+1.71%)
$2,197,891Land $1,547,396Building $650,495
2022
$26,424.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 260 Oceano in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 9 (5% premium discount)
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 260 Oceano is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood
0.3% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source
Surface water
Last State Inspection
Nov 2023
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area
2,000 / 100
Verizon Fixed Wireless
300 / 20
T-Mobile Fixed Wireless
100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area