261 Oceano, Irvine, CA 92602 Property Records

Orange County property record for 261 Oceano, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,286 sqft · built 2018
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Company Names on Record
Last Sale	$1,804,500 (Dec 2018)
Tax Bill	$24,951 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`527-431-58`

Property Details

APN / Parcel Number

Primary APN	`527-431-58`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,286 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	5,502 sqft (0.126 acres)
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	261 OCEANO
City	IRVINE
State	CA
Zip	92602-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 18014 BLK LOT 58
Legal Subdivision	TR 18014
Legal Tract	18014
Legal Lot Number	58
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5017
Census Tract	52437

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	261 OCEANO, IRVINE, CA 92602-1853
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Dec 20, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMERICAN TITLE CO HOMEBU
Dec 20, 2018	Grant Deed, Transfer · ARM CATHAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Deed Document Number	2018475733
Last Transfer Date	Jul 17, 2025
Transfer Doc	0000202362
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	261 OCEANO, IRVINE, CA 92602-1853
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000238671
Date	May 27, 2020
Instrument	2020000238671

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.7%
Index	1-Year LIBOR
Max Rate	7.7%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 20, 2018
Property Address	261 OCEANO, IRVINE, CA 92602-1853
Document Number	0000475731
Instrument Date	Oct 8, 2018
Instrument	475731
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMERICAN TITLE CO HOMEBU

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	550 NEWPORT CENTER DR NEWPORT BEACH CA 926607011, NEWPORT BEACH, CA 92660-7011

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 20, 2018
Property Address	261 OCEANO, IRVINE, CA 92602-1853
Document Number	0000475733
Map Reference	MB 973 PG 46-50
Instrument Date	Oct 8, 2018
Instrument	2018000475733
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15 BUTLER ST, IRVINE, CA 92612-2724

Mortgage

Document Number	0000475734
Date	Dec 20, 2018
Instrument	2018000475734

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,052,705 (+2%) Land $1,280,017 Building $772,688
2025	$24,951.00 (+1.71%)	$2,012,456 (+4.04%) Land $1,254,918 Building $757,538
2024	$24,532.00 (+1.97%)
2023	$24,059.00 (+1.67%)	$1,934,311 Land $1,206,188 Building $728,123
2022	$23,663.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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