Osceola County property record for 2645 Cherokee Rd, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 7,711 sqft · built 1982 |
| Lot Size | 9.94 acres (433,378 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,898 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 24-26-29-3670-0012-0030 |
| Primary APN | 24-26-29-3670-0012-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 7,711 sqft Living Area |
| Gross Area | 10,251 sqft |
| 1st Floor Area | 7,411 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 433,378 sqft (9.94 acres) |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 31 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Florida Room |
| Porch Area | 1,233 sqft |
| Deck Area | 858 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 2645 CHEROKEE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KISSIMMEE PARK BLK 12 LOTS 3 & 4 PB 1 PG 041 |
| Legal Range | 29E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | KISSIMMEE PARK |
| Legal Tract | 3670 |
| Legal Block | 12 |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
Source: Osceola County records · APN 24-26-29-3670-0012-0030
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2645 CHEROKEE RD, SAINT CLOUD, FL 34772-7789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 12, 2008 |
| Transfer Doc | 0036861578 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,898.00 (+5.29%) Homeowner's exemption | $629,622 (+5.99%) | $1,184,900 (+2.28%) Land $283,500 Building $901,400 |
| 2024 | $9,401.00 (+1.87%) | ||
| 2023 | $9,228.00 (+6.66%) Homeowner's exemption | $594,057 (+3%) | $1,158,500 (+11.28%) Land $283,500 Building $875,000 |
| 2022 | $8,652.00 Homeowner's exemption | $576,755 | $1,041,100 Land $264,600 Building $776,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 57.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 136 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 136 in force 111 of 136 on primary residences |
| Nearby Flood Claims | 4 (2011–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2022, other causes, Hurricane Ian |
| Flood Events |
|
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 149 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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