2576 Cherokee Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2576 Cherokee Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	3,004 sqft Heated Area
Lot Size	61,594 sqft (1.41 acres)
Occupancy	Owner Occupied
Last Sale	$318,000 (2016)
Tax Bill	$6,920.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`58652`
Alternative APN	`242629367000030045`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	3,004 sqft Heated Area
Gross Area	4,224 sqft Gross Area
1st Floor	3,004 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	61,594 sqft (1.41 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	531 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	392 sqft Pool
Fence	Fence
Deck Area	458 sqft Deck
Porch	Open Porch
Porch Area	689 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	58652
Street Address	2576 CHEROKEE RD
City	SAINT CLOUD
State	FL
Zip	34772-7723
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KISSIMMEE PARK PB 1 PG 041 BLK 3 S 1/2 LOT 4 LESS N 30 FT 13/26/29
Legal Range	29E
Legal Township	26S
Legal Section	24
Legal Subdivision	KISSIMMEE PARK
Legal Tract	3670
Legal Block	3
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 58652

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2576 CHEROKEE RD, SAINT CLOUD, FL 34772-7723
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2016 · Amount on Record
Deed Sale	Dec 21, 2016 · Amount on Record
Prior Sale	Mar 05, 2015 · Amount on Record
Deed Doc Number	2016188690
Deed Book / Page	5074 / 2637
Record Refreshed	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2576 CHEROKEE RD, SAINT CLOUD, FL 34772-7723
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2576 CHEROKEE RD, SAINT CLOUD, FL 34772-7723

Mortgage

Document Number	0060591490
Date	Oct 06, 2021
Book Page	6059/1490
Instrument	2021155093

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,920.00 (+6.41%) Homeowner's exemption	$488,957 (+5.99%)	$554,300 (+2.31%) Land $99,000 Building $455,300
2023	$6,503.00 (+3.63%) Homeowner's exemption	$461,337 (+3%)	$541,800 (+20.96%) Land $99,000 Building $442,800
2022	$6,275.00 Homeowner's exemption	$447,900 Land $70,000 Building $377,900	$447,900 Land $70,000 Building $377,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	57.0 ft

Wildfire

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	About 1 in 158 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.