2700 Cherokee Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2700 Cherokee Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,825 sqft · built 1988
Lot Size	1.08 acres (47,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,575 (2025)
Deeds & Mortgages	Dec 2020 Transfer Apr 2019 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`58669`

Property Details

APN / Parcel Number

Primary APN	`58669`
Alternative APN	`242629367000130025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,825 sqft Heated Area
Gross Area	3,044 sqft
1st Floor Area	1,825 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	47,350 sqft (1.08 acres)
Lot Dimensions	275 ft deep x 165 ft wide
Garage Type	Finished
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	690 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	58669
Street Address	2700 CHEROKEE RD
City	SAINT CLOUD
State	FL
Zip	34772-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KISSIMMEE PARK PB 1 PG 41 BLK 13 LOT 2 1/2, N 20 FT OF ELY 560 FT LOT 3 & N 20 FT LOT 4 AND S 6 FT OF LOT 1 BLK 13 LESS BEG
Legal Range	29E
Legal Township	26S
Legal Section	24
Legal Subdivision	KISSIMMEE PARK
Legal Tract	3670
Legal Block	13
Legal Lot Number	1-4
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 58669

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2700 CHEROKEE RD, SAINT CLOUD, FL 34772-7429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 04, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 25, 2019	Loan Modification, Mortgage LIBERTY REVERSE MTG
Mar 13, 2019	Loan Modification, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2019
Deed Sale	Apr 04, 2019
Deed Document Number	2019042988
Record Updated	Jun 08, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 04, 2020
Property Address	2700 CHEROKEE RD, SAINT CLOUD, FL 34772-7429
Document Number	0058452619
Book / Page	005845 / 002619
Instrument Date	Nov 24, 2020
Instrument	165606
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	321 HARMONY LN TITUSVILLE FL 327802340, TITUSVILLE, FL 32780-2340

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 04, 2019
Property Address	2700 CHEROKEE RD, SAINT CLOUD, FL 34772-7429
Document Number	0055030150
Book / Page	005503 / 000150
Instrument Date	Apr 02, 2019
Instrument	42989
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2680 CHEROKEE RD ST CLOUD FL 347727795, ST CLOUD, FL 34772-7795

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2700 CHEROKEE RD, SAINT CLOUD, FL 34772-7429
Document Number	0055030139
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2700 CHEROKEE RD ST CLOUD FL 347727429, ST CLOUD, FL 34772-7429

Mortgage

Document Number	0055030139
Date	Apr 04, 2019
Book Page	005503/000139
Instrument	42986

Lender

Name	LIBERTY REVERSE MTG
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2700 CHEROKEE RD, SAINT CLOUD, FL 34772-7429
Document Number	0055030143
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 CHEROKEE RD ST CLOUD FL 347727429, ST CLOUD, FL 34772-7429

Mortgage

Document Number	0055030143
Date	Apr 04, 2019
Book Page	005503/000143
Instrument	42987

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,575.00 (+9.2%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$192,385 (+5.99%)	$383,600 (+2.81%) Land $135,000 Building $248,600
2023	$2,358.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$181,519	$373,100 Land $130,000 Building $243,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	57.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 136 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022, other causes, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 162 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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