2685 Cherokee Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2685 Cherokee Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,138 sqft · built 2015
Lot Size	7.48 acres (325,829 sqft)
Owner	2 Owner Names on File
Last Sale	$100,000 (Nov 2013)
Tax Bill	$7,922 (2025)
Flood Zone	Zone AE (high risk)
APN	`127475`

Property Details

APN / Parcel Number

Primary APN	`127475`
Alternative APN	`242629367000120060`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,138 sqft Heated Area
Gross Area	4,880 sqft
1st Floor Area	3,138 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	325,829 sqft (7.48 acres)
Garage Type	Finished
Garage Area	742 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	127475
Street Address	2685 CHEROKEE RD
City	SAINT CLOUD
State	FL
Zip	34772-7789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KISSIMMEE PK PB 1 PG 41 BLK 12 W 1/2 OF LOTS 6, 7 & 10
Legal Range	29E
Legal Township	26S
Legal Section	24
Legal Subdivision	KISSIMMEE PARK
Legal Tract	3670
Legal Block	12
Legal Lot Number	6-7,10 7
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 127475

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2685 CHEROKEE RD, SAINT CLOUD, FL 34772-7789
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2013 · Amount on Record
Deed Sale	Nov 12, 2013 · Amount on Record
Prior Sale	Aug 10, 2011 · Amount on Record
Deed Document Number	2013177107
Deed Book / Page	4530 / 0314
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,922.00 (+6.26%) Homeowner's exemption	$561,242 (+5.99%)	$785,500 (+1.45%) Land $168,300 Building $617,200
2023	$7,455.00 (+3.54%) Homeowner's exemption	$529,539 (+3%)	$774,300 (+14.98%) Land $168,300 Building $606,000
2022	$7,200.00 Homeowner's exemption	$514,116	$673,400 Land $157,100 Building $516,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	57.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 136 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022, other causes, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims

Wildfire

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	About 1 in 149 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.