Osceola County property record for 2585 Cherokee Rd, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,084 sqft · built 2008 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Nov 2021) |
| Tax Bill | $2,754 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 24-26-29-3670-0004-0065 |
| Primary APN | 24-26-29-3670-0004-0065 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| 1st Floor Area | 2,084 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 875 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 78 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2585 CHEROKEE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7434 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | KISSIMMEE PARK PB 1 PG 041 W 264 FT OF S 1/2 OF LOT 6 BLK 4 |
| Legal Range | 29E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | KISSIMMEE PARK |
| Legal Tract | 3670 |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
Source: Osceola County records · APN 24-26-29-3670-0004-0065
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Nov 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage PARTNERS FCU |
| Mar 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Jul 12, 2019 | Deed of Trust, Mortgage · Conventional with PMI HAWKINS FRED W SR (TE) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Prior Sale | Mar 02, 2021 · Amount on Record |
| Deed Document Number | 2021179835 |
| Deed Book / Page | 6090 / 1053 |
| Prior Transfer Date | Jul 21, 2006 |
| Prior Transfer Doc | 0032251128 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1116 EDEN DR, SAINT CLOUD, FL 34771-9600 |
| Document Number | 0059282995 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 5928/2995 |
| Instrument | 2021051169 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 19, 2021 |
| Property Address | 2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434 |
| Document Number | 0060901053 |
| Book / Page | 6090 / 1053 |
| Map Reference | MB 1 PG 41 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021179835 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2021 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2585 CHEROKEE RD, 2585, SAINT CLOUD, FL 34772-7434 |
| Name | Verified Name |
|---|---|
| Address | 2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434 |
| Document Number | 60901055 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 6090/1055 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 02, 2021 |
| Property Address | 2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434 |
| Document Number | 0059020186 |
| Book / Page | 5902 / 186 |
| Map Reference | MB 1 PG 41 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021030323 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2565 CHEROKEE RD, 2565, SAINT CLOUD, FL 34772-7434 |
| Name | Verified Name |
|---|---|
| Address | 2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434 |
| Document Number | 0005902188 |
|---|---|
| Date | Mar 02, 2021 |
| Instrument | 5902/188 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434 |
| Document Number | 0055561488 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2585 CHEROKEE RD ST CLOUD FL 347727434, ST CLOUD, FL 34772-7434 |
| Document Number | 0055561488 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 005556/001488 |
| Instrument | 90200 |
| Name | HAWKINS FRED W SR (TE) |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate | 10% |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,754.00 (+3.3%) Homeowner's exemption Veteran's exemption | $193,232 (+5.99%) | $282,800 (-3.55%) Land $70,000 Building $212,800 |
| 2024 | $2,666.00 (+2.26%) | ||
| 2023 | $2,607.00 (+4.74%) Homeowner's exemption | $182,318 (+3%) | $293,200 (+25.68%) Land $70,000 Building $223,200 |
| 2022 | $2,489.00 Homeowner's exemption | $177,008 | $233,300 Land $70,000 Building $163,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 57.0 ft |
| Wildfire Risk | High above 82% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 158 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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