2585 Cherokee Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2585 Cherokee Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 2,084 sqft · built 2008
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Nov 2021)
Tax Bill$2,754 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN24-26-29-3670-0004-0065

Property Details

APN / Parcel Number

Primary APN24-26-29-3670-0004-0065
Alternative APNs
  • 262924367000040065
  • 58659

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,084 sqft Living Area
1st Floor Area2,084 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage Area875 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area180 sqft
Deck Area78 sqft
Patio Area144 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2585 CHEROKEE RD
CitySAINT CLOUD
StateFL
Zip34772-7434
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionKISSIMMEE PARK PB 1 PG 041 W 264 FT OF S 1/2 OF LOT 6 BLK 4
Legal Range29E
Legal Township26S
Legal Section24
Legal SubdivisionKISSIMMEE PARK
Legal Tract3670
Legal Block4
Legal Lot Number6
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1004
Census Tract43209

Owner

Source: Osceola County records · APN 24-26-29-3670-0004-0065

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
Nov 19, 2021Warranty Deed, Transfer · Conventional Mortgage
PARTNERS FCU
Mar 02, 2021Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Jul 12, 2019Deed of Trust, Mortgage · Conventional with PMI
HAWKINS FRED W SR (TE)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Prior SaleMar 02, 2021 · Amount on Record
Deed Document Number2021179835
Deed Book / Page6090 / 1053
Prior Transfer DateJul 21, 2006
Prior Transfer Doc0032251128
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1116 EDEN DR, SAINT CLOUD, FL 34771-9600

Mortgage

Document Number0059282995
DateApr 06, 2021
Book Page5928/2995
Instrument2021051169
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 19, 2021
Property Address2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434
Document Number0060901053
Book / Page6090 / 1053
Map ReferenceMB 1 PG 41
Instrument DateNov 18, 2021
Instrument2021179835
Transaction TypeTransfer
Record UpdatedDec 08, 2021
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2585 CHEROKEE RD, 2585, SAINT CLOUD, FL 34772-7434

Transferred To (Grantee/Buyer)

NameVerified Name
Address2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434

Mortgage

Document Number60901055
DateNov 19, 2021
Instrument6090/1055
Lender
NamePARTNERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 02, 2021
Property Address2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434
Document Number0059020186
Book / Page5902 / 186
Map ReferenceMB 1 PG 41
Instrument DateFeb 26, 2021
Instrument2021030323
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2565 CHEROKEE RD, 2565, SAINT CLOUD, FL 34772-7434

Transferred To (Grantee/Buyer)

NameVerified Name
Address2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434

Mortgage

Document Number0005902188
DateMar 02, 2021
Instrument5902/188
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434
Document Number0055561488
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedJul 25, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2585 CHEROKEE RD ST CLOUD FL 347727434, ST CLOUD, FL 34772-7434

Mortgage

Document Number0055561488
DateJul 15, 2019
Book Page005556/001488
Instrument90200
Lender
NameHAWKINS FRED W SR (TE)
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate10%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,754.00 (+3.3%) Homeowner's exemption Veteran's exemption$193,232 (+5.99%)$282,800 (-3.55%) Land $70,000 Building $212,800
2024$2,666.00 (+2.26%)
2023$2,607.00 (+4.74%) Homeowner's exemption$182,318 (+3%)$293,200 (+25.68%) Land $70,000 Building $223,200
2022$2,489.00 Homeowner's exemption$177,008$233,300 Land $70,000 Building $163,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation57.0 ft

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 158 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cherokee Rd

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