26431 Sandy Crk, Lake Forest, CA 92630 Property Records

Orange County property record for 26431 Sandy Crk, Lake Forest, CA 92630 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,662 sqft · built 1978
Lot Size0.123 acres (5,400 sqft)
OwnerIndividual Name on File
Last Sale$252,500 (Jun 1999)
Tax Bill$4,234 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN613-115-03

Property Details

APN / Parcel Number

Primary APN613-115-03

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,662 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Lot Area5,400 sqft (0.123 acres)
Garage Area474 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address26431 SANDY CRK
CityLAKE FOREST
StateCA
Zip92630-5628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 9830 BLK LOT 15
Legal Subdivision9830
Legal Tract9830
Legal Lot Number15
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group2
Census Block2004
Census Tract32029

Owner

Source: Orange County records · APN 613-115-03

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address26431 SANDY CRK, LAKE FOREST, CA 92630-5628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
RSI FINANCIAL SERVICES
Sep 06, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 1999 · Amount on Record
Deed SaleJun 17, 1999 · Amount on Record
Prior SaleSep 15, 2006
Deed Document Number0000452941
Deed Book / Page613
Last Transfer DateMay 28, 2015
Transfer Doc0000274853
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address26431 SANDY CRK, LAKE FOREST, CA 92630-5628
Transaction TypeMortgage
Record UpdatedMar 12, 2026
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address26431 SANDY CRK, LAKE FOREST, CA 92630-5628

Mortgage

Document Number0000059523
DateFeb 27, 2026
Instrument2026000059523
Lender
NameRSI FINANCIAL SERVICES
TypeMortgage Company
AddressSAN JUAN CAPISTRANO, CA 92675
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address26431 SANDY CRK, LAKE FOREST, CA 92630-5628
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000327382
DateSep 06, 2018
Instrument2018000327382
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 25, 2048

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,234.00 (+4.36%) Homeowner's exemption$417,495 (+4.04%) Land $254,624 Building $162,871
2023$4,057.00 (+1.83%) Homeowner's exemption$401,284 Land $244,736 Building $156,548
2022$3,984.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590320292, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Sandy Crk

Nearby Streets

Search Property Records by Address or Parcel Number