2641 State Rte 156, Waterloo, IL 62298 Property Records

Monroe County property record for 2641 State Rte 156, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,342 sqft · built 1966
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Mar 2026)
Tax Bill$3,709 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-06-200-004-000

Property Details

APN / Parcel Number

Primary APN10-06-200-004-000
Alternative APN
  • 10060000000500 00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,342 sqft Living Area
1st Floor Area1,342 sqft
Basement Area556 sqft
Unfinished Basement556 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeFrame
Foundation TypeRaised
Lot Area46,609 sqft (1.07 acres)
Garage Area780 sqft
DrivewayAsphalt Driveway
Driveway Area1,008 sqft
PorchSlab
Porch Area248 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2641 STATE ROUTE 156
CityWATERLOO
StateIL
Zip62298-6213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionPART S/2 NW NE
Legal Range10W
Legal Township03S
Legal Section06
JurisdictionMONROE IL
Township / Civil Division12
Census Block Group3
Census Block3020
Census Tract600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3233 HEDGETREE LN, SAINT LOUIS, MO 63129-1730
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Warranty Deed, Transfer · Conventional Mortgage
TOGETHER CU
Dec 1, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2026 · Amount on Record
Deed SaleMar 23, 2026 · Amount on Record
Prior SaleDec 1, 2020 · Amount on Record
Deed Document Number2026441744
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateMar 23, 2026
Property Address2641 STATE ROUTE 156, WATERLOO, IL 62298-6213
Document Number0000441744
Instrument DateMar 20, 2026
Instrument441744
Transaction TypeTransfer
Record UpdatedApr 8, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$442.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2641 STATE ROUTE 156, WATERLOO, IL 62298-6213

Transferred To (Grantee/Buyer)

NameVerified Name
Address2641 STATE ROUTE 156, WATERLOO, IL 62298-6213

Mortgage

Document Number0000441745
DateMar 23, 2026
Instrument441745
Lender
NameTOGETHER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.25%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateDec 1, 2020
Property Address2641 STATE ROUTE 156, WATERLOO, IL 62298-6213
Document Number0000412943
Instrument DateNov 30, 2020
Instrument412943
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyACCENT TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$273.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2641 STATE ROUTE 156, WATERLOO, IL 62298-6213

Mortgage

Document Number0000412944
DateDec 1, 2020
Instrument412944
Lender
NameFAIRWAY INDEPENDENT MTG CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,709.00 (+10.09%)$68,040 (+5.95%) Land $8,530 Building $59,510$204,120 (+5.95%) Land $25,590 Building $178,530
2024$3,369.00$64,222 (+6.08%) Land $9,009 Building $55,213$192,666 (+6.08%) Land $27,027 Building $165,639
2022Additional exemption filed$60,540 Land $8,530 Building $52,010$181,620 Land $25,590 Building $156,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALMEYER
serves 1,233 people · EPA ID IL1330250
Water SourcePurchased groundwater from FOUNTAIN WATER DISTRICT
Last State InspectionOct 2023
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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