Monroe County property record for 2580 State Rte 156, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,092 sqft · built 1984 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,774 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-06-100-010-000 |
| Primary APN | 10-06-100-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,092 sqft Building Perimeter |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 546 sqft |
| Deck Area | 180 sqft |
|---|---|
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cabin | Cabin |
| Gazebo | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2580 STATE ROUTE 156 |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | LOT 4 KIMBERLY ESTATES |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 06 |
| Legal Subdivision | KIMBERLY ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2580 STATE ROUTE 156, WATERLOO, IL 62298-6210 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| May 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 13, 2020 |
| Transfer Doc | 0000408031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 2580 STATE ROUTE 156, WATERLOO, IL 62298-6210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000406356 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 406356 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 18, 2020 |
| Property Address | 2580 STATE ROUTE 156, WATERLOO, IL 62298-6210 |
| Document Number | 0000408031 |
| Instrument Date | May 13, 2020 |
| Instrument | 408031 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2580 STATE ROUTE 156 WATERLOO IL 622986210, WATERLOO, IL 62298-6210 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,774.00 (+0.87%) Homeowner's exemption | $85,930 (+8.88%) Land $18,080 Building $67,850 | $257,790 (+8.88%) Land $54,240 Building $203,550 |
| 2024 | $4,733.00 | ||
| 2022 | Additional exemption filed | $78,920 Land $18,080 Building $60,840 | $236,760 Land $54,240 Building $182,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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