2605 State Rte 156, Waterloo, IL 62298 Property Records

Monroe County property record for 2605 State Rte 156, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,659 sqft · built 1856
Lot Size	19.6 acres (857,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Oct 2022)
Tax Bill	$3,077 (2025)
Deeds & Mortgages	Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-06-200-001-000`

Property Details

APN / Parcel Number

Primary APN	`10-06-200-001-000`
Alternative APN	`10060000000200 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	1,659 sqft

Exterior

Year Built	Built 1856
Effective Year Built	Effective 1856
Construction Type	Frame
Foundation Type	Raised
Lot Area	857,696 sqft (19.6 acres)
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2605 STATE ROUTE 156
City	WATERLOO
State	IL
Zip	62298-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	TAX LOT 1 0229537
Legal Range	10W
Legal Township	03S
Legal Section	06
Legal Lot Number	1
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	3
Census Block	3020
Census Tract	600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2605 STATE ROUTE 156, WATERLOO, IL 62298-6213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	2022426472
Prior Transfer Date	Oct 3, 2022
Prior Transfer Doc	0000426472
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Oct 11, 2022
Property Address	2605 STATE ROUTE 156, WATERLOO, IL 62298-6213
Document Number	0000426472
Map Reference	MB A PG 42
Instrument Date	Oct 3, 2022
Instrument	426472
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 SPENCER TRL, 43, SAINT PETERS, MO 63376-2634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 STATE ROUTE 156, WATERLOO, IL 62298-6213

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,077.00 (+0.85%) Homeowner's exemption	$57,478 (+15.57%) Land $13,508 Building $43,970	$172,434 (-2.12%) Land $40,524 Building $131,910
2024	$3,051.00		$176,172 (+18.08%) Land $42,186 Building $133,986
2022		$49,734 Land $13,104 Building $36,630	$149,202 Land $39,312 Building $109,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALMEYER serves 1,233 people · EPA ID IL1330250
Water Source	Purchased groundwater from FOUNTAIN WATER DISTRICT
Last State Inspection	Oct 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20