Monroe County property record for 2623 State Rte 156, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,248 sqft · built 1966 |
| Lot Size | 1.53 acres (66,647 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Mar 2020) |
| Tax Bill | $4,831 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-06-200-003-000 |
| Primary APN | 10-06-200-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 66,647 sqft (1.53 acres) |
| Garage Area | 624 sqft |
| Porch | Slab |
| Porch Area | 364 sqft |
| Patio Area | 918 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2623 STATE ROUTE 156 |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART TAX LOT 2 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 06 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 600402 |
2623 State Rte 156 is owned and occupied by an individual who bought it in March 2020.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2623 STATE ROUTE 156, WATERLOO, IL 62298-6213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Dec 31, 2018 | Trustee's Deed, Construction Loan · Line of Credit STATE BK/WATERLOO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2020 · Amount on File |
| Deed Sale | Mar 30, 2020 · Amount on File |
| Deed Document Number | 2020407012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 30, 2020 |
| Property Address | 2623 STATE ROUTE 156, WATERLOO, IL 62298-6213 |
| Document Number | 0000407012 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 407012 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2623 STATE ROUTE 156, WATERLOO, IL 62298-6213 |
| Document Number | 0000407013 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 407013 |
| Name | US BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 31, 2018 |
| Property Address | 2623 STATE ROUTE 156, WATERLOO, IL 62298-6213 |
| Instrument Date | Dec 22, 2018 |
| Instrument | 399394 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 29, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2623 STATE ROUTE 156 WATERLOO IL 622986213, WATERLOO, IL 62298-6213 |
| Document Number | 0000399394 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 399394 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 30, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.3% |
The 2025 property tax bill for 2623 State Rte 156 was $4,831, up 7.5% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,831.00 (+7.52%) | $81,130 Land $9,810 Building $71,320 | $243,390 Land $29,430 Building $213,960 |
| 2024 | $4,493.00 | ||
| 2022 | $73,860 Land $9,810 Building $64,050 | $221,580 Land $29,430 Building $192,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2623 State Rte 156 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2623 State Rte 156 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALMEYER serves 1,233 people · EPA ID IL1330250 |
|---|---|
| Water Source | Purchased groundwater from FOUNTAIN WATER DISTRICT |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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