Monroe County property record for 2604 State Rte 156, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,267 sqft · built 1964 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,636 (2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-06-200-012-000 |
| Primary APN | 10-06-200-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,267 sqft Living Area |
| 1st Floor Area | 1,267 sqft |
| Basement Area | 1,267 sqft |
| Unfinished Basement | 1,267 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 126,324 sqft (2.9 acres) |
| Garage Area | 616 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 957 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 105 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2604 STATE ROUTE 156 |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | TAX LOT 2E |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 06 |
| Legal Lot Number | 2E |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 600501 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2604 STATE ROUTE 156, WATERLOO, IL 62298-6212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 2604 STATE ROUTE 156, WATERLOO, IL 62298-6212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000427815 |
|---|---|
| Date | Feb 6, 2023 |
| Instrument | 427815 |
| Name | DIETERICH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 23, 2033 |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,880 (+7.71%) Land $13,420 Building $61,460 | $224,640 (+7.71%) Land $40,260 Building $184,380 | |
| 2024 | $3,636.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $69,520 Land $13,420 Building $56,100 | $208,560 Land $40,260 Building $168,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Harrisonville Telephone Company DSL | 100 / 20 |
May also be available: Wisper ISP.
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