264 Downing St, Thomson, GA 30824 Property Records

McDuffie County property record for 264 Downing St, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1968
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$42,700 (Jun 2014)
Tax Bill	$353 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0T010 00000 084 000`

Property Details

APN / Parcel Number

Primary APN	`0T010 00000 084 000`
Alternative APN	`8941`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Heated Area
1st Floor Area	1,025 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Porch	Slab
Porch Area	40 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8941
Street Address	264 DOWNING ST
City	THOMSON
State	GA
Zip	30824-7565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	264 DOWNING ST NW
Legal Subdivision	THOMSON CITY
Legal Lot Number	20
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1034
Census Tract	950300

Owner

264 Downing St is owned and occupied by an individual who bought it in June 2014.

Source: McDuffie County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	264 DOWNING ST, THOMSON, GA 30824-7565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK
Jun 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2014 · Amount on File
Deed Sale	Jun 3, 2014 · Amount on File
Prior Sale	Nov 20, 1967
Deed Document Number	2014327
Deed Book / Page	622 / 613
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	264 DOWNING ST, THOMSON, GA 30824-7565
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 DOWNING ST, THOMSON, GA 30824-7565

Mortgage

Document Number	0000000736/0000000670
Date	Aug 22, 2023
Book Page	0000000736/0000000670

Lender

Name	CADENCE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Jun 19, 2018
Property Address	264 DOWNING ST, THOMSON, GA 30824-7565
Document Number	000666/575
Book / Page	666 / 575
Instrument Date	Jun 19, 2018
Instrument	2018-000478
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 DOWNING ST, THOMSON, GA 30824-7565

Tax Assessment & Valuation

The 2025 property tax bill for 264 Downing St was $353 with exemptions applied, up 7.6% from the year before.

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,800 (+5.81%) Land $5,520 Building $31,280	$92,000 (+5.81%) Land $13,800 Building $78,200
2025	$353.00 (+7.62%) Homeowner's exemption Senior Citizen's exemption	$34,779 (+5.26%) Land $4,048 Building $30,731	$86,947 (+5.26%) Land $10,120 Building $76,827
2024	$328.00 (+152.31%) Homeowner's exemption Senior Citizen's exemption	$33,041 (+4.17%) Land $3,864 Building $29,177	$82,602 (+4.17%) Land $9,660 Building $72,942
2023	$130.00 (-62.96%) Homeowner's exemption	$31,718 (-5.8%) Land $3,680 Building $28,038	$79,296 (-5.8%) Land $9,200 Building $70,096
2022	$351.00 Homeowner's exemption	$33,671 Land $2,944 Building $30,727	$84,177 Land $7,360 Building $76,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 264 Downing St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 Downing St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMSON-MCDUFFIE CO W&S COMM serves 21,312 people · EPA ID GA1890001
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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