26295 Explorer Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 26295 Explorer Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,085 sqft · built 2022
Lot Size	0.459 acres (20,000 sqft)
Owner	Company Name on Record
Tax Bill	$5,893 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-09-177-003`

Property Details

APN / Parcel Number

Primary APN	`40-23-09-177-003`
Alternative APNs	`0095262-317580-9` `10004612616`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,085 sqft Total Area
Gross Area	2,755 sqft
Flooring	Covered

Exterior

Year Built	Built 2022
Exterior Material	Composition/Composite
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Driveway	Driveway
Driveway Area	1 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004612616
Old Parcel Number	00952623175809
Street Address	26295 EXPLORER RD
City	PUNTA GORDA
State	FL
Zip	33983-6321
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMF15
Legal Description	PGI 023 0657 0019 PUNTA GORDA ISLES SEC23 BLK657 LT 19 771/548 2939/1134 TD4369/218 4609/994 4609/994 4976/12
Legal Range	23E
Legal Township	40S
Legal Section	09
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	657
Legal Lot Number	19
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1006
Census Tract	20101

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5711 RICHARD ST STE 1, 1, JACKSONVILLE, FL 32216-5956
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERIS BANK
Mar 10, 2021	Deed of Trust, Mortgage · Balloon Mortgage RAYMUNDO HERNANDEZ RUIZ ETAL
Jul 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 16, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022
Deed Sale	May 3, 2022
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	3096476
Deed Book / Page	4976 / 1257
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 3, 2022
Property Address	26295 EXPLORER RD, PUNTA GORDA, FL 33983-6321
Document Number	0049761257
Book / Page	4976 / 1257
Map Reference	MB 12 PG 2A-2Z41
Instrument Date	Apr 29, 2022
Instrument	3096476
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	CORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5711 RICHARD ST # 11, 11, JACKSONVILLE, FL 32216-5976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5711 RICHARD ST, JACKSONVILLE, FL 32216-5976

Mortgage

Document Number	0049761259
Date	May 3, 2022
Instrument	4976/1259

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26295 EXPLORER RD, PUNTA GORDA, FL 33983-6321
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	AMERICAS TITLE GROUP, AMERICAS TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1959 MORNING SUN LN, NAPLES, FL 34119-3330

Mortgage

Document Number	0047232177
Date	Mar 10, 2021
Book Page	4723/2177
Instrument	2914536

Lender

Name	RAYMUNDO HERNANDEZ RUIZ ETAL
Type	Private Party
Address	1020 23RD ST SW, NAPLES, FL 34117

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 31, 2020
Property Address	26295 EXPLORER RD, PUNTA GORDA, FL 33983-6321
Document Number	0046090994
Book / Page	004609 / 000994
Instrument Date	Jul 31, 2020
Instrument	2836321
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$168.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5711 RICHARD ST #1 JACKSONVILLE FL 322165956, 1, JACKSONVILLE, FL 32216-5956
Investor	Possibly a Property Investor

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 31, 2020
Property Address	26295 EXPLORER RD, PUNTA GORDA, FL 33983-6321
Document Number	0045580551
Book / Page	004558 / 000551
Instrument Date	Mar 27, 2020
Instrument	2800295
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$168.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1959 MORNING SUN LN NAPLES FL 341193330, NAPLES, FL 34119-3330

October 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 16, 2018
Property Address	26295 EXPLORER RD, PUNTA GORDA, FL 33983-6321
Document Number	0043690218
Book / Page	004369 / 000218
Instrument Date	Oct 16, 2018
Instrument	2653908
Transaction Type	Foreclosure
Record Updated	Oct 31, 2018

Transaction

Amount	Amount Recorded
Tax	$161.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26285 EXPLORER RD PUNTA GORDA FL 33983, PUNTA GORDA, FL 33983

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,893.00 (-17.21%)	$377,310 (+20.56%)	$405,282 (+0.52%) Land $54,000 Building $351,282
2023	$7,118.00 (+840.29%)	$312,966 (+829.79%)	$403,173 (+1,097.78%) Land $58,500 Building $344,673
2022	$757.00	$33,660 Land $33,660	$33,660 Land $33,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 units insured incl. 8 condo units
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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