26315 Explorer Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 26315 Explorer Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,480 sqft · built 2024
Lot Size	0.459 acres (19,999 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Nov 2025)
Tax Bill	$6,723 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-09-177-005`

Property Details

APN / Parcel Number

Primary APN	`40-23-09-177-005`
Alternative APNs	`0095262-317610-3` `10004612618`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,480 sqft Total Area
Gross Area	3,614 sqft
Flooring	Covered

Exterior

Year Built	Built 2024
Exterior Material	Composition/Composite
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	19,999 sqft (0.459 acres)
Driveway	Driveway
Driveway Area	1,700 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004612618
Old Parcel Number	00952623176103
Street Address	26315 EXPLORER RD
City	PUNTA GORDA
State	FL
Zip	33983-6322
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMF15
Legal Description	PGI 023 0657 0021 PUNTA GORDA ISLES SEC23 BLK657 LT21 745/35 2704/1213 2939/1134 3072/31 4925/657
Legal Range	23E
Legal Township	40S
Legal Section	09
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	657
Legal Lot Number	21
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1006
Census Tract	20101

Owner

Source: Charlotte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	480 E FOXSTONE CV, DRAPER, UT 84020-6548
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Commercial Mortgage MOFIN LENDING CORPORATION
Jan 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC
Nov 26, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN FINANCIAL CORP
Feb 10, 2022	Warranty Deed, Transfer TITLE EXPRESS COMPANY, TITLE EXPERTS AGENCY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Feb 10, 2022 · Amount on Record
Deed Document Number	3591262
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26315 EXPLORER RD, PUNTA GORDA, FL 33983-6322
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 LAKE MEADE DR, EAST BERLIN, PA 17316-9332

Mortgage

Document Number	0003388992
Date	Apr 3, 2024
Instrument	3388992

Lender

Name	MOFIN LENDING CORPORATION
Type	Non-Lending Institution
Address	DELRAY BEACH, FL 33444

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26315 EXPLORER RD, PUNTA GORDA, FL 33983-6322
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	TITLE EXPRESS COMPANY, TITLE EXPERTS AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 LAKE MEADE DR, EAST BERLIN, PA 17316-9332
Investor	Possibly a Property Investor

Mortgage

Document Number	0003207839
Date	Jan 24, 2023
Instrument	3207839

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 12, 2024

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 26, 2025
Property Address	26315 EXPLORER RD, PUNTA GORDA, FL 33983-6322
Document Number	0003591262
Map Reference	MB 12 PG 2
Instrument Date	Nov 24, 2025
Instrument	3591262
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	TITLE EXPRESS COMPANY, TITLE EXPERTS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	568 LAKE MEADE DR, EAST BERLIN, PA 17316-9332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 E FOXSTONE CV, DRAPER, UT 84020-6548

Mortgage

Document Number	0003591263
Date	Nov 26, 2025
Instrument	3591263

Lender

Name	NORTH AMERICAN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 10, 2022
Property Address	26315 EXPLORER RD, PUNTA GORDA, FL 33983-6322
Document Number	0049250657
Book / Page	4925 / 657
Map Reference	MB 12 PG 2,2A-2Z41
Instrument Date	Feb 9, 2022
Instrument	3057548
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	TITLE EXPRESS COMPANY, TITLE EXPERTS AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3622 SW 21ST PL, CAPE CORAL, FL 33914-5495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 LAKE MEADE DR, EAST BERLIN, PA 17316-9332

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,723.00 (+435.7%)	$398,105 (+742.75%)	$466,259 (+738.97%) Land $54,000 Building $412,259
2023	$1,255.00 (+102.09%)	$47,239 (+55.94%)	$55,575 (+83.45%) Land $55,575
2022	$621.00	$30,294 Land $30,294	$30,294 Land $30,294

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 units insured incl. 8 condo units
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ALTIUS Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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