Charlotte County property record for 26268 Explorer Rd, Punta Gorda, FL 33983
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 3,009 sqft · built 1997 |
| Lot Size | 0.512 acres (22,306 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (May 2024) |
| Tax Bill | $6,740 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-09-134-004 |
| Primary APN | 40-23-09-134-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 3,009 sqft Total Area |
| Gross Area | 3,683 sqft |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 22,306 sqft (0.512 acres) |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 1,820 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 338 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 234 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004612491 |
|---|---|
| Old Parcel Number | 00952623181605 |
| Street Address | 26268 EXPLORER RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6313 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RMF15 |
| Legal Description | PGI 023 0660 0006 PUNTA GORDA ISLES SEC 23 BLK 660 LT 6 837/1662-73 850/747 897/2041-42 DC961/1836-HHI 1517/1168 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 09 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 660 |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20101 |
Source: Charlotte County records · APN 40-23-09-134-004
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5685 GENESEE PKWY, BOKEELIA, FL 33922-3430 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| May 02, 2024 | Warranty Deed, Transfer PREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA |
| Jun 23, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2024 · Amount on Record |
| Deed Sale | May 02, 2024 · Amount on Record |
| Prior Sale | Sep 25, 2014 · Amount on Record |
| Deed Document Number | 3400952 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 26268 EXPLORER RD, PUNTA GORDA, FL 33983-6313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Name | Verified Name |
|---|
| Document Number | 0049401853 |
|---|---|
| Date | Mar 08, 2022 |
| Book Page | 4940/1853 |
| Instrument | 3069246 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 02, 2024 |
| Property Address | 26268 EXPLORER RD, PUNTA GORDA, FL 33983-6313 |
| Document Number | 0003400952 |
| Map Reference | MB 12 PG 2 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 3400952 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | PREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26270 EXPLORER RD, PUNTA GORDA, FL 33983-6313 |
| Name | Verified Name |
|---|---|
| Address | 3559 MT DIABLO BLVD UNIT 179, 179, LAFAYETTE, CA 94549-3876 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 26268 EXPLORER RD, PUNTA GORDA, FL 33983-6313 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003282709 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 3282709 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,740.00 (+104.3%) | $446,787 (+195.82%) | $387,611 (+91.63%) Land $63,000 Building $324,611 |
| 2023 | $3,299.00 (+7.56%) | $151,031 (-7.8%) | $202,275 (+23.48%) Land $29,250 Building $173,025 |
| 2022 | $3,067.00 | $163,811 Land $21,675 Building $142,136 | $163,811 Land $21,675 Building $142,136 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 units insured incl. 8 condo units |
| Nearby Flood Claims | 10 (2004–2022) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ALTIUS Communications.
Based on FCC filings for 142 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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