26302 Explorer Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 26302 Explorer Rd, Punta Gorda, FL 33983

Property Summary

Property TypeDuplex
Details6 bd · 4 ba · 2,494 sqft · built 2020
Lot Size0.229 acres (9,999 sqft)
OwnerIndividual Name on Record
Last Sale$314,900 (May 2020)
Tax Bill$6,433 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-23-09-176-003

Property Details

APN / Parcel Number

Primary APN40-23-09-176-003

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Units2 Units
Stories1 Story
Building Area2,494 sqft Total Area
Gross Area3,440 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2020
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,999 sqft (0.229 acres)
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address26302 EXPLORER RD
CityPUNTA GORDA
StateFL
Zip33983-6314
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRMF15
Legal DescriptionPGI 023 0660 0008A PUNTA GORDA ISLES SEC23 BLK 660 THE E 100 FT OF LT 8 743/1827 755/354 765/1096 896/2188 9
Legal Range23E
Legal Township40S
Legal Section09
Legal SubdivisionPUNTA GORDA ISLES
Legal Block660
Legal Lot Number8
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1005
Census Tract20101

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8011 HERMOSA HL, SAN ANTONIO, TX 78256-2457
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2020 · Amount on Record
Deed SaleMay 11, 2020 · Amount on Record
Deed Document Number2810590
Deed Book / Page4573 / 1762
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMay 11, 2020
Property Address26302 EXPLORER RD, PUNTA GORDA, FL 33983-6314
Document Number0045731762
Book / Page4573 / 1762
Map ReferenceMB 12 PG 2A-2Z41
Instrument DateMay 6, 2020
Instrument2810590
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 7, 2022
Title CompanyTOWNSEND TITLE INS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,204.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5711 RICHARD ST STE 1, 5711, JACKSONVILLE, FL 32216-5956

Transferred To (Grantee/Buyer)

NameVerified Name
Address8011 HERMOSA HL, SAN ANTONIO, TX 78256-2457

Mortgage

Document Number0045731763
DateMay 11, 2020
Instrument4573/1763
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,433.00 (-15.73%)$394,921 (+21%)$416,976 (+0.35%) Land $27,000 Building $389,976
2023$7,634.00 (+14.49%)$326,381 (-14.52%)$415,507 (+8.82%) Land $29,250 Building $386,257
2022$6,668.00$381,840 Land $21,675 Building $360,165$381,840 Land $21,675 Building $360,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 units insured
incl. 8 condo units
Nearby Flood Claims10 (2004–2022)
Claims Outside the SFHA7 of 10
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Explorer Rd

Nearby Streets

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