26285 Explorer Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 26285 Explorer Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,817 sqft · built 2021
Lot Size	0.459 acres (19,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Aug 2021)
Tax Bill	$9,327 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402309177008`

Property Details

APN / Parcel Number

Primary APN	`402309177008`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,817 sqft Living Area
Gross Area	3,924 sqft
1st Floor Area	2,817 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	19,999 sqft (0.459 acres)
Garage Type	Attached
Garage Area	827 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	26285 EXPLORER RD
City	PUNTA GORDA
State	FL
Zip	33983-6321
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMF15
Legal Description	PUNTA GORDA ISLES SEC23 BLK657 LT 18 771/548 2939/1134 TD4369/218 4558/551 4815/801
Legal Range	23E
Legal Township	40S
Legal Section	09
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	657
Legal Lot Number	18
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1006
Census Tract	20101

Owner

Source: Charlotte County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	567 S 10TH ST, MINNEAPOLIS, MN 55404-1013
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage JAMES A NICOLINO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	20212979275
Deed Book / Page	4815 / 801
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26285 EXPLORER RD, PUNTA GORDA, FL 33983-6321
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 S YALE AVE, LITCHFIELD, MN 55355-2934

Mortgage

Document Number	0048431029
Date	Sep 17, 2021
Book Page	4843/1029
Instrument	2999023

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	NAPLES, FL 34116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 2, 2021
Property Address	26285 EXPLORER RD, PUNTA GORDA, FL 33983-6321
Document Number	0048150801
Book / Page	4815 / 801
Map Reference	MB 12 PG 2A-2Z41
Instrument Date	Jul 26, 2021
Instrument	2979275
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1959 MORNING SUN LN, 1959, NAPLES, FL 34119-3330

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	567 S 10TH ST, MINNEAPOLIS, MN 55404-1013

Mortgage

Document Number	4815805
Date	Aug 2, 2021
Instrument	4815/805

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26285 EXPLORER RD, PUNTA GORDA, FL 33983-6321
Document Number	0046701938
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	INNOVATIVE TITLE AND TRUST LLC, INNOVATIVE TITLE & TRUST LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1959 MORNING SUN LN NAPLES FL 341193330, NAPLES, FL 34119-3330

Mortgage

Document Number	0046701938
Date	Dec 2, 2020
Book Page	004670/001938
Instrument	2878664

Lender

Name	JAMES A NICOLINO
Address	432 PALERMO CIR, FORT MYERS BEACH, FL 33931-2727

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,327.00 (-0.81%)	$495,651 (+4.7%) Land $45,900 Building $449,751	$495,651 (-15.16%) Land $45,900 Building $449,751
2023	$9,403.00 (+13.84%)	$473,410 (+1%)	$584,205 (+35.74%) Land $58,500 Building $525,705
2022	$8,260.00	$430,372 Land $33,660 Building $396,712	$430,372 Land $33,660 Building $396,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 units insured incl. 8 condo units
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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