262 Lantern Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 262 Lantern Ln, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,255 sqft · built 2020
Lot Size	0.152 acres (6,642 sqft)
Owner	Individual Name on File
Last Sale	$1,549,700 (Feb 2025)
Tax Bill	$9,846 (2025)
Deeds & Mortgages	Nov 2023 Transfer Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-101-9934-6`

Property Details

APN / Parcel Number

Primary APN	`C56-001-101-9934-6`
Alternative APN	`00-2S-22-2104-0000-0060`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,255 sqft Heated Area
Gross Area	4,993 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Masonite/Cement Shake
Lot Area	6,642 sqft (0.152 acres)
Garage Type	Finished
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	262 LANTERN LN
City	DESTIN
State	FL
Zip	32541-5454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT REGATTA BAY LOT 6
Legal Range	22
Legal Township	02S
Legal Subdivision	PRESERVE AT REGATTA BAY
Legal Lot Number	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	112 SUNSET CV, NICEVILLE, FL 32578-4316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Dec 10, 2020	Special Warranty Deed, Subdivision Related Transfer · Commercial Mortgage LANDMARK COMMUNITY BANK
Oct 28, 2019	Warranty Deed, Construction Loan · Construction Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2025 · Amount on Record
Deed Sale	Feb 27, 2025 · Amount on Record
Prior Sale	Nov 17, 2023
Deed Document Number	3739703
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Nov 17, 2023
Property Address	262 LANTERN LN, DESTIN, FL 32541-5454
Document Number	0003658067
Map Reference	MB 28 PG 59
Instrument Date	Nov 16, 2023
Instrument	3658067
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4100 LEGENDARY DR STE 200, 200, DESTIN, FL 32541-8602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	262 LANTERN LN, DESTIN, FL 32541-5454

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	262 LANTERN LN, DESTIN, FL 32541-5454
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 LANTERN LN, DESTIN, FL 32541-5454

Mortgage

Document Number	0036044097
Date	Feb 16, 2022
Book Page	3604/4097
Instrument	3527330

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MEMPHIS, TN 38157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 10, 2020
Property Address	262 LANTERN LN, DESTIN, FL 32541-5454
Document Number	0035112313
Book / Page	3511 / 2313
Map Reference	MB 28 PG 59
Instrument Date	Dec 9, 2020
Instrument	3414025
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,365.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4471 LEGENDARY DR, 4471, DESTIN, FL 32541-5324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 LANTERN LN, DESTIN, FL 32541-5454

Mortgage

Document Number	0035112315
Date	Dec 10, 2020
Instrument	3511/2315

Lender

Name	LANDMARK COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 28, 2019
Property Address	262 LANTERN LN, DESTIN, FL 32541-5454
Document Number	0034260033
Book / Page	3426 / 0033
Map Reference	MB 28 PG 59
Instrument Date	Oct 24, 2019
Instrument	3314218
Transaction Type	Construction Loan
Record Updated	Apr 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4471 LEGENDARY DR, 4471, DESTIN, FL 32541-5324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4471 LEGENDARY DR, DESTIN, FL 32541-5324

Mortgage

Document Number	0034260035
Date	Oct 28, 2019
Instrument	3426-0035

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 24, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,846.00 (+5.06%) Homeowner's exemption	$973,854 (+5.99%)	$1,508,540 (+9.54%) Land $227,847 Building $1,280,693
2023	$9,372.00 (+2.1%) Homeowner's exemption	$918,843 (+3%)	$1,377,170 (+19.23%) Land $200,717 Building $1,176,453
2022	$9,179.00 Homeowner's exemption	$892,081	$1,155,074 Land $182,470 Building $972,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2020) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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