260 Lantern Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 260 Lantern Ln, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,470 sqft · built 2021
Lot Size	0.153 acres (6,642 sqft)
Owner	Individual Name on Record
Last Sale	$1,221,200 (Jul 2021)
Tax Bill	$16,332 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-001-101-9935-3`

Property Details

APN / Parcel Number

Primary APN	`C56-001-101-9935-3`
Alternative APNs	`00-2S-22-2104-0000-0070` `22S200210400000070`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,470 sqft Living Area
Gross Area	5,335 sqft
1st Floor Area	1,735 sqft
Flooring	Vinyl/Resilient
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	6,642 sqft (0.153 acres)
Garage Type	Attached
Garage Area	715 sqft
Driveway	Driveway
Porch	Florida Room
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	260 LANTERN LN
City	DESTIN
State	FL
Zip	32541-5454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT REGATTA BAY LOT 7
Legal Subdivision	PRESERVE AT REGATTA BAY
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	297 THOMPSON ST, ALPHARETTA, GA 30009-3727
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Sep 8, 2020	Warranty Deed, Construction Loan PRIORITY TITLE COMPANY, PRIORITY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	20213472765
Deed Book / Page	3561 / 345
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 19, 2021
Property Address	260 LANTERN LN, DESTIN, FL 32541-5454
Document Number	0035610345
Book / Page	3561 / 345
Map Reference	MB 28 PG 59-63
Instrument Date	Jul 16, 2021
Instrument	3472765
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	PRIORITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,548.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4471 LEGENDARY DR, DESTIN, FL 32541-5324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 THOMPSON ST, ALPHARETTA, GA 30009-3727

Mortgage

Document Number	0003561347
Date	Jul 19, 2021
Instrument	3561/347

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0035610360
Date	Jul 19, 2021
Book Page	3561/360
Instrument	3472767

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 8, 2020
Property Address	260 LANTERN LN, DESTIN, FL 32541-5454
Document Number	0034901865
Book / Page	003490 / 001865
Instrument Date	Sep 8, 2020
Instrument	3389307
Transaction Type	Construction Loan
Record Updated	Oct 15, 2020
Title Company	PRIORITY TITLE COMPANY, PRIORITY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4471 LEGENDARY DR DESTIN FL 325415324, DESTIN, FL 32541-5324

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,332.00 (+15.05%)	$1,556,082 (+12.22%) Land $227,847 Building $1,328,235	$1,556,082 (+12.22%) Land $227,847 Building $1,328,235
2023	$14,195.00 (+13.56%)	$1,386,655 (+19.08%) Land $200,717 Building $1,185,938	$1,386,655 (+19.08%) Land $200,717 Building $1,185,938
2022	$12,500.00	$1,164,470 Land $182,470 Building $982,000	$1,164,470 Land $182,470 Building $982,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2021) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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