266 Lantern Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 266 Lantern Ln, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,448 sqft · built 2019
Lot Size	0.175 acres (7,608 sqft)
Owner	2 Company Names on Record
Last Sale	$1,800,000 (Aug 2023)
Tax Bill	$15,685 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-110-1465-0`

Property Details

APN / Parcel Number

Primary APN	`C56-001-110-1465-0`
Alternative APNs	`00-2S-22-2105-0000-0040` `22S200210500000040`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,448 sqft Living Area
Gross Area	5,296 sqft
1st Floor Area	1,716 sqft
Flooring	Vinyl/Resilient
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	7,608 sqft (0.175 acres)
Garage Type	Attached
Garage Area	738 sqft
Driveway	Driveway
Porch	Florida Room
Porch Area	1,110 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	266 LANTERN LN
City	DESTIN
State	FL
Zip	32541-5454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT REGATTA BAY REPLAT LOT 4
Legal Subdivision	PRESERVE AT REGATTA BAY
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	9333 LAKE WAY RUN, JONES, OK 73049-4409
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Aug 18, 2023	Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK
Nov 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Nov 19, 2019 · Amount on Record
Deed Document Number	20233642377
Deed Book / Page	3688 / 2253
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Jun 4, 2026
Property Address	266 LANTERN LN, DESTIN, FL 32541-5454
Document Number	0003820569
Instrument Date	Jun 3, 2026
Instrument	20263820569
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust, 203
Address	266 LANTERN LN, DESTIN, FL 32541-5454

Mortgage

Document Number	0003820569,
Date	Jun 4, 2026
Instrument	20263820569

Lender

Name	CENTENNIAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 18, 2023
Property Address	266 LANTERN LN, DESTIN, FL 32541-5454
Document Number	0036882253
Book / Page	3688 / 2253
Map Reference	MB 29 PG 3
Instrument Date	Aug 16, 2023
Instrument	3642377
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	PRIORITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 VUE POINT PL, THE WOODLANDS, TX 77380-3773

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	9333 LAKE WAY RUN, JONES, OK 73049-4409

Mortgage

Document Number	0036882257
Date	Aug 18, 2023
Instrument	3688/2257

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 16, 2028

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 19, 2019
Property Address	266 LANTERN LN, DESTIN, FL 32541-5454
Document Number	0034291944
Book / Page	003429 / 001944
Instrument Date	Nov 15, 2019
Instrument	3318886
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$8,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 E SHORE DR SPRING TX 773803094, SPRING, TX 77380-3094

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,685.00 (+23.81%)	$1,491,469 (+12.34%) Land $227,847 Building $1,263,622	$1,491,469 (+12.34%) Land $227,847 Building $1,263,622
2023	$12,669.00 (+12.32%)	$1,327,607 (+16.28%) Land $200,717 Building $1,126,890	$1,327,607 (+16.28%) Land $200,717 Building $1,126,890
2022	$11,279.00	$1,141,710 Land $182,470 Building $959,240	$1,141,710 Land $182,470 Building $959,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2019) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

Nearby Properties on Lantern Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures