254 Lantern Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 254 Lantern Ln, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,449 sqft · built 2022
Lot Size	0.152 acres (6,642 sqft)
Owner	Individual Name on Record
Last Sale	$1,388,600 (May 2022)
Tax Bill	$14,167 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-101-9938-7`

Property Details

APN / Parcel Number

Primary APN	`C56-001-101-9938-7`
Alternative APN	`00-2S-22-2104-0000-0100`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,449 sqft Heated Area
Gross Area	4,456 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	6,642 sqft (0.152 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	254 LANTERN LN
City	DESTIN
State	FL
Zip	32541-5454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT REGATTA BAY LOT 10
Legal Range	22
Legal Township	02S
Legal Subdivision	PRESERVE AT REGATTA BAY
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	254 LANTERN LN, DESTIN, FL 32541-5454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 6, 2022	Warranty Deed, Subdivision Related Transfer PRIORITY TITLE
May 6, 2022	Warranty Deed, Transfer PRIORITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	May 6, 2022
Deed Document Number	0036203198
Deed Book / Page	3620 / 3198
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	254 LANTERN LN, DESTIN, FL 32541-5454
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 LANTERN LN, DESTIN, FL 32541-5454

Mortgage

Document Number	0036602697
Date	Jan 31, 2023
Book Page	3660/2697
Instrument	3603907

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 6, 2022
Property Address	254 LANTERN LN, DESTIN, FL 32541-5454
Document Number	0036203198
Book / Page	3620 / 3198
Map Reference	MB 28 PG 59-63
Instrument Date	May 6, 2022
Instrument	3548276
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2022
Title Company	PRIORITY TITLE

Transaction

Amount	Amount Recorded
Tax	$9,720.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4471 LEGENDARY DR, 4471, DESTIN, FL 32541-5324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 LANTERN LN, DESTIN, FL 32541-5454

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 6, 2022
Property Address	254 LANTERN LN, DESTIN, FL 32541-5454
Document Number	0036203194
Book / Page	3620 / 3194
Map Reference	MB 28 PG 59-63
Instrument Date	May 6, 2022
Instrument	3548274
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	PRIORITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4471 LEGENDARY DR, 4471, DESTIN, FL 32541-5324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4471 LEGENDARY DR, DESTIN, FL 32541-5324

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,167.00 (+4.97%) Homeowner's exemption	$1,384,700 (+5.97%)	$1,464,284 (+12.06%) Land $227,847 Building $1,236,437
2023	$13,496.00 (+664.65%) Homeowner's exemption	$1,306,725 (+616.13%) Land $200,717 Building $1,106,008	$1,306,725 (+616.13%) Land $200,717 Building $1,106,008
2022	$1,765.00	$182,470 Land $182,470	$182,470 Land $182,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2022) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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