268 Lantern Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 268 Lantern Ln, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,389 sqft · built 2018
Lot Size	0.153 acres (6,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (Jul 2018)
Tax Bill	$8,966 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-101-9931-2`

Property Details

APN / Parcel Number

Primary APN	`C56-001-101-9931-2`
Alternative APNs	`00-2S-22-2104-0000-0030` `22S200210400000030`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,389 sqft Living Area
Gross Area	4,705 sqft
1st Floor Area	2,089 sqft
Flooring	Laminate Plank
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	6,642 sqft (0.153 acres)
Garage Type	Attached
Garage Area	676 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	364 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	268 LANTERN LN
City	DESTIN
State	FL
Zip	32541-5454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT REGATTA BAY LOT 3
Legal Subdivision	PRESERVE AT REGATTA BAY
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	268 LANTERN LN, ELLERSLIE, GA 31807-5395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK/STATE LOUIS
Jun 10, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 5, 2018	Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	20183217559
Deed Book / Page	3357 / 2815
Last Transfer Date	Jun 9, 2022
Transfer Doc	0036264518
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Apr 23, 2026
Property Address	268 LANTERN LN, DESTIN, FL 32541-5454
Document Number	0003812251
Instrument Date	Apr 15, 2026
Instrument	20263812251
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 LANTERN LN, DESTIN, FL 32541-5454

Mortgage

Document Number	0003812251,
Date	Apr 23, 2026
Instrument	20263812251

Lender

Name	FIRST NATIONAL BANK/STATE LOUIS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Apr 15, 2028

Interest

Rate	6.22%
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jun 10, 2022
Property Address	268 LANTERN LN, DESTIN, FL 32541-5454
Document Number	0036264518
Book / Page	3626 / 4518
Map Reference	MB 28 PG 59-63
Instrument Date	Jun 9, 2022
Instrument	3556472
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	268 LANTERN LN, 268, DESTIN, FL 32541-5454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 LANTERN LN, DESTIN, FL 32541-5454

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 5, 2018
Property Address	268 LANTERN LN, DESTIN, FL 32541-5454
Document Number	0033572815
Book / Page	3357 / 2815
Map Reference	MB28 PG59-63
Instrument Date	Jun 29, 2018
Instrument	3217559
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4471 LEGENDARY DR, 4471, DESTIN, FL 32541-5324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1888 LONGWOOD PARK, STATHAM, GA 30666-3631

Mortgage

Document Number	0003217560
Date	Jul 5, 2018
Instrument	3217560

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Margin	4
Max Rate	12.1%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,966.00 (+5.07%) Homeowner's exemption	$890,161 (+5.99%)	$1,464,822 (+12.53%) Land $227,847 Building $1,236,975
2023	$8,533.00 (+2.12%) Homeowner's exemption	$839,878 (+3%)	$1,301,765 (+19.34%) Land $200,717 Building $1,101,048
2022	$8,356.00 Homeowner's exemption	$815,416	$1,090,810 Land $182,470 Building $908,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2018) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

Nearby Properties on Lantern Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures