Bay County property record for 2615 E 3rd St, Panama City, FL 32401 · Last verified February 2026
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 1,345 sqft · built 1940 |
| Lot Size | 0.396 acres (17,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $33,000 (Feb 2022) |
| Tax Bill | $689 (2025) |
| Deeds & Mortgages | Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 22450-000-000 |
| Primary APN | 22450-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,345 sqft |
| 1st Floor Area | 1,345 sqft |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Asbestos |
| Lot Area | 17,250 sqft (0.396 acres) |
| Lot Dimensions | 150 ft deep x 115 ft wide |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2615 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5470 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | GRAYS PLAT LOT 19 BLK B MAP 105D1 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | GRAYS PLAT |
| Legal Block | B |
| Legal Lot Number | 19 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 1800 |
Source: Bay County records · APN 22450-000-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2611 E 3RD ST # A, A, PANAMA CITY, FL 32401-5470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on Record |
| Deed Sale | Feb 15, 2022 · Amount on Record |
| Prior Sale | Nov 29, 2000 |
| Deed Document Number | 2022010867 |
| Deed Book / Page | 4523 / 1865 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 15, 2022 |
| Property Address | 2615 E 3RD ST, PANAMA CITY, FL 32401-5470 |
| Document Number | 0045231865 |
| Book / Page | 4523 / 1865 |
| Map Reference | MB 4 PG 34 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022010867 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2023 |
| Title Company | NOT AVAILABLE, DEFENDER T&E AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $231.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 502 W 26TH ST, LYNN HAVEN, FL 32444-5465 |
| Name | Verified Name |
|---|---|
| Address | 2611A E 3RD ST, PANAMA CITY, FL 32401-5470 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $689.00 (-10.98%) | $46,065 (+27.64%) Land $44,275 Building $1,790 | $46,065 (+27.64%) Land $44,275 Building $1,790 |
| 2023 | $774.00 (+28.36%) | $36,090 (+36.54%) Land $34,500 Building $1,590 | $36,090 (+36.54%) Land $34,500 Building $1,590 |
| 2022 | $603.00 | $26,432 Land $25,875 Building $557 | $26,432 Land $25,875 Building $557 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050018001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured 28 under condo master policies |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Oct 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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