2621 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 2621 E 3rd St, Panama City, FL 32401

Property Summary

Property TypeResidential Vacant Land
Details4 bd · 2 ba · 1,250 sqft · built 1938
Lot Size0.237 acres (10,324 sqft)
OwnerCompany Name on Record
Last Sale$40,000 (Jul 2019)
Tax Bill$504 (2025)
Deeds & MortgagesMar 2024 Foreclosure
Jul 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN22435-000-000

Property Details

APN / Parcel Number

Primary APN22435-000-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,250 sqft
1st Floor Area1,250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Exterior MaterialStucco
Lot Area10,324 sqft (0.237 acres)
Lot Dimensions115 ft deep x 90 ft wide
PorchPorch
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC

Location & Zoning

Street Address2621 E 3RD ST
CityPANAMA CITY
StateFL
Zip32401-5497
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodePC03
Legal DescriptionGRAYS PLAT LOT 6 BLK A LESS TRI IN NW COR
Legal Range14W
Legal Township04S
Legal Section10
Legal SubdivisionGRAYS PLAT
Legal BlockA
Legal Lot Number6
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1037
Census Tract1800

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 9632, PANAMA CITY, FL 32417-9632
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Public Action, Foreclosure
Jul 16, 2019Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC
Feb 25, 2019Warranty Deed, Transfer
OMEGA TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2019 · Amount on Record
Deed SaleJul 16, 2019 · Amount on Record
Prior SaleJul 16, 2019 · Amount on Record
Deed Document Number0041442359
Deed Book / Page004144 / 002359
Last Transfer DateMar 27, 2024
Transfer Doc0047861387
Record UpdatedJun 8, 2026

March 2024: Public Action, Foreclosure

Document TypePublic Action
JurisdictionBAY FL
Recording DateMar 27, 2024
Property Address2621 E 3RD ST, PANAMA CITY, FL 32401-5497
Document Number0047861387
Book / Page4786 / 1387
Instrument DateMar 27, 2024
Instrument2024017496
Transaction TypeForeclosure
Record UpdatedApr 29, 2024

Transaction

AmountAmount Recorded
Tax$91.70
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 9632, PANAMA CITY, FL 32417-9632

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJul 16, 2019
Property Address2621 E 3RD ST, PANAMA CITY, FL 32401-5497
Document Number0041442359
Book / Page004144 / 002359
Instrument DateJul 16, 2019
Instrument64386
Transaction TypeTransfer
Record UpdatedAug 8, 2019
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 PICKFORD ST NOVI MI 483771358, NOVI, MI 48377-1358

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 25, 2019
Property Address2621 E 3RD ST, PANAMA CITY, FL 32401-5497
Document Number0040931650
Book / Page004093 / 001650
Instrument DateFeb 22, 2019
Instrument20986
Transaction TypeTransfer
Record UpdatedMar 12, 2019
Title CompanyOMEGA TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$504.00 (+24.75%)$31,941 (+11.75%) Land $31,941$31,941 (+11.75%) Land $31,941
2024$404.00 (-95.86%)$28,583 (+30.71%) Land $28,583$28,583 (+30.71%) Land $28,583
2023$9,769.00 (+1,142.88%)$21,867 (-40.33%) Land $21,867$21,867 (-40.33%) Land $21,867
2022$786.00$36,644 Land $18,018 Building $18,626$36,644 Land $18,018 Building $18,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 units insured
incl. 28 condo units
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA13 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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