1. Home
  2. Florida
  3. Bay County
  4. Panama City
  5. E 3rd St

2513 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 2513 E 3rd St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 2023
Lot Size0.516 acres (22,476 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Jun 2021)
Tax Bill$1,348 (2025)
Deeds & MortgagesJun 2021 Sale
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN22465-000-000

Property Details

APN / Parcel Number

Primary APN22465-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof TypeGable/Hip
Roof MaterialOther
Lot Area22,476 sqft (0.516 acres)
Lot Dimensions150 ft deep x 100 ft wide
PorchSlab
Porch Area344 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2513 E 3RD ST
CityPANAMA CITY
StateFL
Zip32401-4839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU1
Legal DescriptionBENNETT & GOODGAME SUBDIV. LOTS 14,15 BLK B ORB 4359 P 313 MAP 105D1 ***AND*** BENNETT & GOODGAME SUB DIV LOT 16 LESS S 7 TO CITY R/W ORB 654 P 547 BLK B MAP 105D1 ORB 4359 P 313
Legal Range14W
Legal Township04S
Legal Section10
Legal SubdivisionBENNETT & GOODGAME SUBDIV
Legal BlockB
Legal Lot Number14,15
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1039
Census Tract1800

Owner

2513 E 3rd St is owned and occupied by an individual who bought it in June 2021.

Source: Bay County records, as of May 6, 2026

Owner of RecordIndividual Name on File
Mailing Address2513 E 3RD ST, PANAMA CITY, FL 32401-4839
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2021Warranty Deed, Transfer
SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE
Feb 3, 2021Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2021 · Amount on File
Deed SaleJun 4, 2021 · Amount on File
Prior SaleFeb 3, 2021 · Amount on File
Deed Document Number202142361
Deed Book / Page4415 / 1085
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJun 4, 2021
Property Address2607 E 3RD ST, PANAMA CITY, FL 32401-5470
Document Number0044151085
Book / Page4415 / 1085
Map ReferenceMB 4 PG 39
Instrument DateMay 28, 2021
Instrument2021042361
Transaction TypeTransfer
Record UpdatedJan 15, 2024
Title CompanySOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE

Transaction

AmountAmount on Record
Tax$280.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 N CENTER AVE, PANAMA CITY, FL 32401-4761

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 3, 2021
Property Address2607 E 3RD ST, PANAMA CITY, FL 32401-5470
Document Number0043590313
Book / Page4359 / 313
Map ReferenceMB 1 PG 45
Instrument DateFeb 3, 2021
Instrument2021007989
Transaction TypeTransfer
Record UpdatedJan 15, 2024
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount on Record
Tax$161.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13042 JERSEY ST, THORNTON, CO 80602-9100

Tax Assessment & Valuation

The 2025 property tax bill for 2513 E 3rd St was $1,348 with exemptions applied, up 5.1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,348.00 (+5.15%) Homeowner's exemption Additional exemption filed$160,517$185,352 Land $57,750 Building $127,602
2024$1,282.00 (+48.9%)
2023$861.00 (+58.56%)$45,002 (+99.99%) Land $45,000 Building $2$45,002 (+99.99%) Land $45,000 Building $2
2022$543.00$22,502 Land $22,500 Building $2$22,502 Land $22,500 Building $2

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2513 E 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 units insured
incl. 28 condo units
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA13 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2513 E 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on E 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures