Bay County property record for 2511 E 3rd St, Panama City, FL 32401
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 2 bd · 2 ba · 27,922 sqft · built 1945 |
| Lot Size | 1.03 acres (44,997 sqft) |
| Owner | Company Name on Record |
| Last Sale | $135,000 (Jun 1992) |
| Tax Bill | $4,027 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22464-000-000 |
| Primary APN | 22464-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 36 Rooms |
| Stories | 3 Stories |
| Building Area | 27,922 sqft |
| 1st Floor Area | 11,232 sqft |
| 2nd Floor Area | 16,320 sqft |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 44,997 sqft (1.03 acres) |
| Lot Dimensions | 150 ft deep x 300 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2511 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4839 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | PC03 |
| Legal Description | BENNETT & GOODGAME SUB LOTS 8,9,10,11,12 & 13 ORB 744 P 456 ORB 1378 P 998 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | GOODGAME SUB |
| Legal Block | B |
| Legal Lot Number | 8-12 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 1800 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2511 E 3RD ST, PANAMA CITY, FL 32401-4839 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 1992 · Amount on Record |
| Deed Sale | Jun 15, 1992 · Amount on Record |
| Deed Document Number | 0001378998 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,027.00 (+16,679.17%) | $255,000 (-) Land $255,000 | $255,000 (-) Land $255,000 |
| 2024 | $24.00 (-99.98%) Additional exemption filed | $255,000 (-) Land $255,000 | $255,000 (-) Land $255,000 |
| 2023 | $144,355.00 (+39,341.26%) Additional exemption filed | $255,000 (-) Land $255,000 | $255,000 (-) Land $255,000 |
| 2022 | $366.00 Additional exemption filed | $255,000 Land $255,000 | $255,000 Land $255,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured incl. 28 condo units |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures