Bay County property record for 2716 E 3rd St, Panama City, FL 32401 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 904 sqft · built 1938 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $12,000 (Feb 1990) |
| Tax Bill | $512 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24055-000-000 |
| Primary APN | 24055-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 904 sqft Heated Area |
| Gross Area | 1,029 sqft |
| 1st Floor Area | 904 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1938 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 125 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Street Address | 2716 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEITHS BAY HARBOR ADD LOTS 8,9 BLK 1 ORB 1263 P 1867 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | HARBOR ADD |
| Legal Block | 1 |
| Legal Lot Number | 8,9 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 1800 |
Source: Bay County records · APN 24055-000-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 6815 REBEKAH LN, YOUNGSTOWN, FL 32466-1818 |
| Owner Type | Company |
| Vesting | Estate |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 1990 · Amount on Record |
| Deed Sale | Feb 28, 1990 · Amount on Record |
| Deed Document Number | 0012631867 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $512.00 (-18.6%) | $33,395 (+26.42%) Land $19,110 Building $14,285 | $33,395 (+26.42%) Land $19,110 Building $14,285 |
| 2023 | $629.00 (+189.86%) | $26,415 (+99.21%) Land $13,083 Building $13,332 | $26,415 (+54.81%) Land $13,083 Building $13,332 |
| 2022 | $217.00 Homeowner's exemption | $13,260 | $17,063 Land $10,780 Building $6,283 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050018001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured 28 under condo master policies |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Oct 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 2% of the US · above 2% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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