261 Spring Cove Dr, Elgin, IL 60123 Property Records

Kane County property record for 261 Spring Cove Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,549 sqft · built 1988
Lot Size	0.112 acres (4,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,873 (2025)
Deeds & Mortgages	Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-15-101-037`

Property Details

APN / Parcel Number

Primary APN	`06-15-101-037`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	2,549 sqft Living Area
Gross Area	4,340 sqft
Basement Area	1,791 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	4,900 sqft (0.112 acres)
Lot Dimensions	98 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	261 SPRING COVE DR
City	ELGIN
State	IL
Zip	60123-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING COVE PART OF LOT 9, 10, & 13 AS DESC IN DOC 1907868
Legal Subdivision	SPRING COVE
Legal Block	1
Legal Lot Number	9,10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851909

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	261 SPRING COVE DR, ELGIN, IL 60123-3200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 15, 2015
Transfer Doc	0000020655
Record Updated	Sep 20, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 2, 2017
Property Address	261 SPRING COVE DR, ELGIN, IL 60123-3200
Document Number	0000028097
Instrument Date	May 15, 2017
Instrument	28097
Transaction Type	Transfer
Record Updated	Jul 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	261 SPRING COVE DR ELGIN IL 601233200, ELGIN, IL 60123-3200

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,873.00 (+4%) Homeowner's exemption	$150,533 (+8.57%) Land $33,657 Building $116,876	$451,780 (+8.57%) Land $101,011 Building $350,768
2024	$10,455.00 (+11.42%)	$138,650 (+21.39%) Land $31,000 Building $107,650	$416,116 (+21.44%) Land $93,037 Building $323,079
2022	$9,383.00 (+4.36%) Homeowner's exemption	$114,216 (+6.96%) Land $25,537 Building $88,679	$342,648 (+6.96%) Land $76,611 Building $266,037
2021	$8,991.00 Homeowner's exemption	$106,784 Land $23,875 Building $82,909	$320,352 Land $71,625 Building $248,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20