254 Spring Cove Dr, Elgin, IL 60123 Property Records

Kane County property record for 254 Spring Cove Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,467 sqft · built 1983
Owner	Individual Name on Record
Last Sale	$360,000 (Jan 2024)
Tax Bill	$10,573 (2025)
Deeds & Mortgages	Jan 2024 Sale Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-15-101-023`

Property Details

APN / Parcel Number

Primary APN	`06-15-101-023`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	2,467 sqft Living Area
Gross Area	3,977 sqft
Basement Area	1,510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Foundation Type	Raised
Lot Width	39 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	254 SPRING COVE DR
City	ELGIN
State	IL
Zip	60123-3264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING COVE LOT 3
Legal Subdivision	SPRING COVE
Legal Block	1
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1016
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	254 SPRING COVE DR, ELGIN, IL 60123-3264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jan 19, 2024	Correction Deed ATTORNEY ONLY, ATTORNEY
Apr 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Prior Sale	May 16, 2008 · Amount on Record
Deed Document Number	20242984
Prior Transfer Date	Mar 23, 2018
Prior Transfer Doc	0000018207
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jan 29, 2024
Property Address	254 SPRING COVE DR, ELGIN, IL 60123-3264
Document Number	0000002984
Instrument Date	Jan 29, 2024
Instrument	2024K002984
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	254 SPRING COVE DR, ELGIN, IL 60123-3264

January 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	KANE IL
Recording Date	Jan 19, 2024
Property Address	254 SPRING COVE DR, ELGIN, IL 60123-3264
Document Number	0000001988
Map Reference	DOC 2012K047283
Instrument Date	Jan 19, 2024
Instrument	2024K001988
Record Updated	Jan 26, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 20, 2018
Property Address	254 SPRING COVE DR, ELGIN, IL 60123-3264
Document Number	0000018207
Instrument Date	Mar 23, 2018
Instrument	18207
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	254 SPRING COVE DR ELGIN IL 601233264, ELGIN, IL 60123-3264

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,573.00 (+21.65%)	$146,598 (+8.57%) Land $33,657 Building $112,941	$439,970 (+8.57%) Land $101,011 Building $338,959
2024		$135,026 (+21.39%) Land $31,000 Building $104,026	$405,240 (+21.44%) Land $93,037 Building $312,203
2022	$8,691.00 (+4.76%) Homeowner's exemption	$111,230 (+6.96%) Land $25,537 Building $85,693	$333,690 (+6.96%) Land $76,611 Building $257,079
2021	$8,296.00 Homeowner's exemption	$103,992 Land $23,875 Building $80,117	$311,976 Land $71,625 Building $240,351

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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