Kane County property record for 256 Spring Cove Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,467 sqft · built 1983 |
| Lot Size | 0.109 acres (4,758 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,000 (Dec 2023) |
| Tax Bill | $9,917 (2025) |
| Deeds & Mortgages | Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-101-024 |
| Primary APN | 06-15-101-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 5 Stories |
| Building Area | 2,467 sqft Living Area |
| Gross Area | 3,977 sqft |
| Basement Area | 1,510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 4,758 sqft (0.109 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 256 SPRING COVE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING COVE LOT 4 |
| Legal Subdivision | SPRING COVE |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 851909 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6N334 RIVERSIDE DR, SAINT CHARLES, IL 60174-6488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on Record |
| Deed Sale | Dec 18, 2023 · Amount on Record |
| Prior Sale | Jun 3, 2013 · Amount on Record |
| Deed Document Number | 202343997 |
| Prior Transfer Date | Sep 5, 2006 |
| Prior Transfer Doc | 0000102662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 18, 2023 |
| Property Address | 256 SPRING COVE DR, ELGIN, IL 60123-3264 |
| Document Number | 0000043997 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 2023K043997 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $429.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 256 SPRING COVE DR, ELGIN, IL 60123-3264 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 256 SPRING COVE DR, ELGIN, IL 60123-3264 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,917.00 (+14.63%) | $146,001 (+8.57%) Land $33,657 Building $112,344 | $438,178 (+8.57%) Land $101,011 Building $337,167 |
| 2024 | $134,476 (+21.39%) Land $31,000 Building $103,476 | $403,589 (+21.44%) Land $93,037 Building $310,552 | |
| 2022 | $8,651.00 (+4.76%) Homeowner's exemption | $110,777 (+6.96%) Land $25,537 Building $85,240 | $332,331 (+6.96%) Land $76,611 Building $255,720 |
| 2021 | $8,258.00 Homeowner's exemption | $103,568 Land $23,875 Building $79,693 | $310,704 Land $71,625 Building $239,079 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet.
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