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258 Spring Cove Dr, Elgin, IL 60123 Property Records

Kane County property record for 258 Spring Cove Dr, Elgin, IL 60123 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,400 sqft · built 1983
Lot Size0.89 acres (3,881 sqft)
Owner2 Individual Names on File
Last Sale$237,000 (Jan 1996)
Tax Bill$8,674 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-15-101-025

Property Details

APN / Parcel Number

Primary APN06-15-101-025

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,400 sqft Living Area
Gross Area3,495 sqft
Basement Area1,095 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area3,881 sqft (0.89 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address258 SPRING COVE DR
CityELGIN
StateIL
Zip60123-3264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING COVE LOT 5
Legal SubdivisionSPRING COVE
Legal Block1
Legal Lot Number5
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1016
Census Tract851909

Owner

Source: Kane County records · APN 06-15-101-025

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address258 SPRING COVE DR, ELGIN, IL 60123-3264
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 12, 2017Deed of Trust, Mortgage · Commercial Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 1996 · Amount on Record
Deed SaleJan 23, 1996 · Amount on Record
Deed Document Number19965143
Last Transfer DateJul 24, 2013
Transfer Doc0000054397
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address258 SPRING COVE DR, ELGIN, IL 60123-3264
Transaction TypeMortgage
Record UpdatedApr 02, 2026
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000045127
DateJun 14, 2021
Instrument2021K045127
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2036

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address258 SPRING COVE DR, ELGIN, IL 60123-3264
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064507
DateDec 12, 2017
Instrument2017K064507
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueDec 25, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,674.00 (+14.45%) Homeowner's exemption Senior Citizen's exemption$129,700 (+8.57%) Land $33,657 Building $96,043$389,256 (+8.57%) Land $101,011 Building $288,244
2024$119,462 (+21.39%) Land $31,000 Building $88,462$358,529 (+21.44%) Land $93,037 Building $265,492
2022$7,579.00 (+4.87%) Homeowner's exemption$98,409 (+6.96%) Land $25,537 Building $72,872$295,227 (+6.96%) Land $76,611 Building $218,616
2021$7,227.00 Homeowner's exemption$92,005 Land $23,875 Building $68,130$276,015 Land $71,625 Building $204,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies8 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 406 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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