Kane County property record for 257 Spring Cove Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,549 sqft · built 1988 |
| Lot Size | 0.117 acres (5,096 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,312 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-101-039 |
| Primary APN | 06-15-101-039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 2,549 sqft Living Area |
| Gross Area | 4,340 sqft |
| Basement Area | 1,791 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Lot Area | 5,096 sqft (0.117 acres) |
| Lot Dimensions | 98 ft deep x 52 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 257 SPRING COVE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING COVE PART OF LOTS 11 & 12 AS DESC IN DOC 1899597 |
| Legal Subdivision | SPRING COVE |
| Legal Block | 1 |
| Legal Lot Number | 11,12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 851909 |
257 Spring Cove Dr is owned by a company that acquired it in June 2002 and is owner-occupied.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 257 SPRING COVE DR, ELGIN, IL 60123-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 3, 2002 |
| Transfer Doc | 0000077854 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 257 Spring Cove Dr was $10,312 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,312.00 Homeowner's exemption Senior Citizen's exemption | $151,172 (+8.57%) Land $33,657 Building $117,515 | $453,697 (+8.57%) Land $101,011 Building $352,686 |
| 2024 | $139,239 Land $31,000 Building $108,239 | $417,884 Land $93,037 Building $324,847 | |
| 2022 | $8,992.00 (+4.74%) Homeowner's exemption | $114,701 (+6.96%) Land $25,537 Building $89,164 | $344,103 (+6.96%) Land $76,611 Building $267,492 |
| 2021 | $8,585.00 Homeowner's exemption | $107,237 Land $23,875 Building $83,362 | $321,711 Land $71,625 Building $250,086 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 257 Spring Cove Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 257 Spring Cove Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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