232 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 232 Morgan St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,227 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$579,693 (May 2023)
Tax Bill	$4,631 (2025)
Deeds & Mortgages	May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-23-279-027`

Property Details

APN / Parcel Number

Primary APN	`06-23-279-027`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,227 sqft Living Area
Gross Area	1,699 sqft
Basement Area	472 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	232 MORGAN ST
City	ELGIN
State	IL
Zip	60123-7640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J P MORGANS ADDN LOT 8
Legal Subdivision	J P MORGANS ADDN
Legal Block	4
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4000
Census Tract	851600

Owner

Source: Kane County records · APN 06-23-279-027

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	232 MORGAN ST, ELGIN, IL 60123-7640
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Deed Document Number	202314849
Prior Transfer Date	Feb 28, 2013
Prior Transfer Doc	0000018995
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 10, 2023
Property Address	232 MORGAN ST, ELGIN, IL 60123-7640
Document Number	0000014849
Instrument Date	May 09, 2023
Instrument	2023K014849
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	232 MORGAN ST, ELGIN, IL 60123-7640

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,631.00 (+13.17%)	$76,705 (+8.57%) Land $18,999 Building $57,706	$230,207 (+8.57%) Land $57,020 Building $173,187
2024		$70,650 (+21.39%) Land $17,499 Building $53,151	$212,035 (+21.44%) Land $52,518 Building $159,517
2022	$4,092.00 (-5.26%) Homeowner's exemption	$58,199 (+6.96%) Land $14,415 Building $43,784	$174,597 (+6.96%) Land $43,245 Building $131,352
2021	$4,319.00 Homeowner's exemption	$54,412 Land $13,477 Building $40,935	$163,236 Land $40,431 Building $122,805

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 385 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.