253 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 253 Morgan St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,529 sqft · built 1885
Lot Size	0.203 acres (8,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,500 (Jan 2023)
Tax Bill	$5,967 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-281-005`

Property Details

APN / Parcel Number

Primary APN	`06-23-281-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,529 sqft Living Area
Gross Area	2,176 sqft
Basement Area	647 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,850 sqft (0.203 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	253 MORGAN ST
City	ELGIN
State	IL
Zip	60123-7650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J P MORGANS 3RD ADDN EAST 60 FT NORTH 1/2 LOT 2
Legal Subdivision	J P MORGANS 3RD ADDN
Legal Block	4
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4014
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	253 MORGAN ST, ELGIN, IL 60123-7650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Jan 13, 2012 · Amount on Record
Deed Document Number	20231987
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 20, 2023
Property Address	253 MORGAN ST, ELGIN, IL 60123-7650
Document Number	0000001987
Instrument Date	Dec 20, 2022
Instrument	2023K001987
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	253 MORGAN ST, ELGIN, IL 60123-7650

Mortgage

Document Number	0000001988
Date	Jan 20, 2023
Instrument	2023K001988

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate	6.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,967.00 (+15.82%)	$86,225 (+8.57%) Land $17,264 Building $68,961	$258,779 (+8.57%) Land $51,813 Building $206,966
2024		$79,419 (+21.39%) Land $15,901 Building $63,518	$238,352 (+21.44%) Land $47,722 Building $190,630
2022	$5,152.00 (+4.69%) Homeowner's exemption	$65,422 (+6.96%) Land $13,098 Building $52,324	$196,266 (+6.96%) Land $39,294 Building $156,972
2021	$4,921.00 Homeowner's exemption	$61,165 Land $12,246 Building $48,919	$183,495 Land $36,738 Building $146,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20