Haywood County property record for 261 James St, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,304 sqft · built 1973 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,000 (Apr 2020) |
| Tax Bill | $1,456 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-74-8190 |
| Primary APN | 8647-74-8190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,304 sqft Heated Area |
| Gross Area | 2,224 sqft |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 650 sqft |
| Unfinished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 261572 |
|---|---|
| Street Address | 263 JAMES ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-6901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #36 SECT I GREEN ACRES |
| Legal Subdivision | GREEN ACRES |
| Legal Unit | 36 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920400 |
Source: Haywood County records · APN 8647-74-8190
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 263 JAMES ST, CLYDE, NC 28721-6901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 25, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on Record |
| Deed Sale | Apr 16, 2020 · Amount on Record |
| Prior Sale | Oct 25, 1994 · Amount on Record |
| Deed Document Number | 20203398 |
| Deed Book / Page | 995 / 1155 |
| Prior Transfer Date | Aug 18, 2017 |
| Prior Transfer Doc | 0009350604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 263 JAMES ST, CLYDE, NC 28721-6901 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010400996 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 1040/996 |
| Instrument | 2021010582 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 16, 2020 |
| Property Address | 261 JAMES ST, CLYDE, NC 28721 |
| Document Number | 0009951155 |
| Book / Page | 995 / 1155 |
| Map Reference | CAB L SL 40 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 2020003398 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 157 BEAVER RUN S, 157, CANTON, NC 28716-3200 |
| Name | Verified Name |
|---|---|
| Address | 263 JAMES ST, CLYDE, NC 28721-6901 |
| Document Number | 0009951158 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 995/1158 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Aug 25, 2017 |
| Property Address | 261 JAMES ST, CLYDE, NC 28721 |
| Document Number | 0009350604 |
| Book / Page | 000935 / 000604 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 7793 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,600 (-) Land $20,900 Building $178,700 | ||
| 2025 | $1,456.00 | $199,600 (-) Land $20,900 Building $178,700 | $199,600 (-) Land $20,900 Building $178,700 |
| 2023 | $199,600 Land $20,900 Building $178,700 | $199,600 (-) Land $20,900 Building $178,700 | |
| 2021 | $199,600 Land $20,900 Building $178,700 |
Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–1994) |
| Most Recent Claim | Aug 1994 · river or lake flooding |
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 83 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CANTON serves 7,850 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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