Haywood County property record for 266 James St, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,368 sqft · built 1973 |
| Lot Size | 0.3 acres (13,059 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,575 (Feb 2024) |
| Tax Bill | $1,525 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-84-0086 |
| Primary APN | 8647-84-0086 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,368 sqft Heated Area |
| Gross Area | 1,856 sqft |
| 1st Floor Area | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 13,059 sqft (0.3 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 282964 |
|---|---|
| Street Address | 266 JAMES ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-6901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #13 GREEN ACRES |
| Legal Subdivision | GREEN ACRES |
| Legal Unit | 13 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 920400 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 266 JAMES ST, CLYDE, NC 28721-6901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 29, 2024 | Warranty Deed, Transfer |
| Feb 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Sep 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2024 · Amount on Record |
| Deed Sale | Feb 29, 2024 · Amount on Record |
| Prior Sale | Feb 24, 2022 · Amount on Record |
| Deed Document Number | 20241655 |
| Deed Book / Page | 1103 / 1213 |
| Prior Transfer Date | Feb 13, 2024 |
| Prior Transfer Doc | 0011031213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 266 JAMES ST, CLYDE, NC 28721-6901 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010392253 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 1039/2253 |
| Instrument | 2021010355 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Feb 29, 2024 |
| Property Address | 266 JAMES ST, CLYDE, NC 28721-6901 |
| Document Number | 0011031213 |
| Book / Page | 1103 / 1213 |
| Map Reference | MB K PG 73 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 2024001655 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $580.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 266 JAMES ST, CLYDE, NC 28721-6901 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 266 JAMES ST, CLYDE, NC 28721-6901 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Feb 24, 2022 |
| Property Address | 266 JAMES ST, CLYDE, NC 28721-6901 |
| Document Number | 0010560811 |
| Book / Page | 1056 / 811 |
| Map Reference | MB 458 PG 1286 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022002054 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 270 NO NAME RD, FRANKLIN, NC 28734-8221 |
| Name | Verified Name |
|---|---|
| Address | 266 JAMES ST, CLYDE, NC 28721-6901 |
| Document Number | 0001056814 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 1056/814 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 266 JAMES ST, CLYDE, NC 28721-6901 |
| Document Number | 0009591129 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 266 JAMES ST CLYDE NC 287216901, CLYDE, NC 28721-6901 |
| Document Number | 0009591129 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 000959/001129 |
| Instrument | 8285 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | RALEIGH, NC 27611-8066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,300 (-) Land $22,800 Building $187,500 | ||
| 2025 | $1,525.00 | $210,300 (-) Land $22,800 Building $187,500 | $210,300 (-) Land $22,800 Building $187,500 |
| 2023 | $210,300 Land $22,800 Building $187,500 | $210,300 (-) Land $22,800 Building $187,500 | |
| 2021 | $210,300 Land $22,800 Building $187,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–1994) |
| Most Recent Claim | Aug 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CANTON serves 7,850 people · EPA ID NC0144015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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