Haywood County property record for 192 James St, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,376 sqft · built 1973 |
| Lot Size | 0.318 acres (13,843 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Apr 2013) |
| Tax Bill | $1,303 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-83-0750 |
| Primary APN | 8647-83-0750 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,376 sqft Heated Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 1,376 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 13,843 sqft (0.318 acres) |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 251599 |
|---|---|
| Street Address | 192 JAMES ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-6900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #9 GREEN ACRES |
| Legal Subdivision | GREEN ACRES |
| Legal Unit | 9 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920400 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 E SUNSET AVE, SNOW SHOE, PA 16874-8613 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Mar 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOME PT FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2013 · Amount on Record |
| Deed Sale | Apr 24, 2013 · Amount on Record |
| Deed Document Number | 20133672 |
| Deed Book / Page | 845 / 1360 |
| Prior Transfer Date | Apr 14, 2010 |
| Prior Transfer Doc | 0007801925 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 192 JAMES ST, CLYDE, NC 28721-6900 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010202283 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 1020/2283 |
| Instrument | 2021001397 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Mar 21, 2018 |
| Property Address | 192 JAMES ST, CLYDE, NC 28721-6900 |
| Document Number | 0009480230 |
| Book / Page | 000948 / 000230 |
| Instrument Date | Mar 20, 2018 |
| Instrument | 2330 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 E SUNSET AVE SNOW SHOE PA 168748613, SNOW SHOE, PA 16874-8613 |
| Document Number | 9480233 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 000948/000233 |
| Instrument | 2331 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2048 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,100 (-) Land $21,600 Building $154,500 | ||
| 2025 | $1,303.00 | $176,100 (-) Land $21,600 Building $154,500 | $176,100 (-) Land $21,600 Building $154,500 |
| 2023 | $176,100 Land $21,600 Building $154,500 | $176,100 (-) Land $21,600 Building $154,500 | |
| 2021 | $176,100 Land $21,600 Building $154,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–1994) |
| Most Recent Claim | Aug 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CANTON serves 7,850 people · EPA ID NC0144015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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