324 James St, Clyde, NC 28721 Property Records

Haywood County property record for 324 James St, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,432 sqft · built 1974
Lot Size	0.408 acres (17,777 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,000 (May 2003)
Tax Bill	$1,315 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8647-84-1357`

Property Details

APN / Parcel Number

Primary APN	`8647-84-1357`
Alternative APN	`154194`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,432 sqft Heated Area
Gross Area	2,200 sqft
1st Floor Area	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	17,777 sqft (0.408 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	154194
Street Address	324 JAMES ST
City	CLYDE
State	NC
Zip	28721-6902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#16 GREEN ACRES
Legal Subdivision	GREEN ACRES
Legal Unit	16
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1017
Census Tract	920400

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 JAMES ST, CLYDE, NC 28721-6902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
May 2, 2024	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Jun 5, 2024	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Jun 19, 2026	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2003 · Amount on Record
Deed Sale	May 28, 2003 · Amount on Record
Deed Book / Page	559 / 283
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	324 JAMES ST, CLYDE, NC 28721-6902
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0010372447
Date	Aug 3, 2021
Book Page	1037/2447
Instrument	2021009487

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	324 JAMES ST, CLYDE, NC 28721-6902
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011062389
Date	May 2, 2024
Book Page	1106/2389
Instrument	2024003466

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	324 JAMES ST, CLYDE, NC 28721-6902
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	TITLE 365- NLSE, TITLE 365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011082290
Date	Jun 5, 2024
Book Page	1108/2290
Instrument	2024004519

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Recording Date	Jun 19, 2026
Property Address	324 JAMES ST, CLYDE, NC 28721-6902
Document Number	0000005215
Book / Page	1155 / 1080
Instrument Date	Jun 5, 2026
Instrument	20265215
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 JAMES ST, CLYDE, NC 28721-6902

Mortgage

Document Number	0000005215,
Date	Jun 19, 2026
Book Page	1155/1080
Instrument	20265215

Lender

Name	SHARONVIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,900 (-) Land $23,100 Building $154,800
2025	$1,315.00	$177,900 (-) Land $23,100 Building $154,800	$177,900 (-) Land $23,100 Building $154,800
2023		$177,900 Land $23,100 Building $154,800	$177,900 (-) Land $23,100 Building $154,800
2021			$177,900 Land $23,100 Building $154,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1983–1994)
Most Recent Claim	Aug 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures