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243 James St, Clyde, NC 28721 Property Records

Haywood County property record for 243 James St, Clyde, NC 28721 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1972
Lot Size0.309 acres (13,460 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Mar 2022)
Tax Bill$1,338 (2025)
Deeds & MortgagesOct 2019 Mortgage
Mar 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN8647-74-8090

Property Details

APN / Parcel Number

Primary APN8647-74-8090
Alternative APN
  • 272148

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Heated Area
Gross Area1,824 sqft
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Roof MaterialAsphalt
Lot Area13,460 sqft (0.309 acres)

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number272148
Street Address243 JAMES ST
CityCLYDE
StateNC
Zip28721-6901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#37 GREEN ACRES
Legal SubdivisionGREEN ACRES
Legal Unit37
JurisdictionHAYWOOD NC
Township / Civil DivisionBEAVERDAM
Census Block Group1
Census Block1015
Census Tract920400

Owner

Source: Haywood County records · APN 8647-74-8090

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address243 JAMES ST, CLYDE, NC 28721-6901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Mar 11, 2022Warranty Deed, Transfer · Line of Credit
UNITED STATES OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 11, 2022 · Amount on Record
Deed SaleMar 11, 2022 · Amount on Record
Prior SaleMay 05, 2005 · Amount on Record
Deed Document Number20222700
Deed Book / Page1057 / 1690
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address243 JAMES ST, CLYDE, NC 28721-6901
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009821591
DateOct 03, 2019
Book Page982/1591
Instrument2019009079
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Index5-Year CMT
Margin2

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateMar 11, 2022
Property Address243 JAMES ST, CLYDE, NC 28721-6901
Document Number0010571690
Book / Page1057 / 1690
Map ReferenceMB K PG 73
Instrument DateMar 11, 2022
Instrument2022002700
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address505 PINEWOOD DR, WAYNESVILLE, NC 28786-2190

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 JAMES ST, CLYDE, NC 28721-6901

Mortgage

Document Number0010571693
DateMar 11, 2022
Instrument1057/1693
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
Agreement
TypeLine of Credit
AmountAmount Recorded
Term396 Months
DueMar 11, 2055

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$181,400 (-) Land $20,900 Building $160,500
2025$1,338.00$181,400 (-) Land $20,900 Building $160,500$181,400 (-) Land $20,900 Building $160,500
2023$181,400 Land $20,900 Building $160,500$181,400 (-) Land $20,900 Building $160,500
2021$181,400 Land $20,900 Building $160,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879204001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims9 (1983–1994)
Most Recent ClaimAug 1994, river or lake flooding

Wildfire

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire LikelihoodAbout 1 in 610 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
SkyrunnerFixed Wireless (unlicensed)500 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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