Charlotte County property record for 26077 Concepcion Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,145 sqft · built 2005 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Dec 2022) |
| Tax Bill | $903 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-04-106-005 |
| Primary APN | 40-23-04-106-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,145 sqft Living Area |
| Gross Area | 2,842 sqft |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
| Porch | Porch |
| Porch Area | 297 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004606577 |
|---|---|
| Old Parcel Number | 00952620862901 |
| Street Address | 26077 CONCEPCION DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-5315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PGI 020 0555 0029 PUNTA GORDA ISLES SEC20 BLK555 LT 29 837/1662 914/569 1504/1807 2455/2190 2791/131 2864/12 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 04 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 555 |
| Legal Lot Number | 29 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20103 |
Source: Charlotte County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 26077 CONCEPCION DR, PUNTA GORDA, FL 33983-5315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC |
| Dec 16, 2022 | Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2022 · Amount on Record |
| Deed Sale | Dec 16, 2022 · Amount on Record |
| Prior Sale | Dec 20, 2017 · Amount on Record |
| Deed Document Number | 3189510 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 26077 CONCEPCION DR, PUNTA GORDA, FL 33983-5315 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 26077 CONCEPCION DR, PT CHARLOTTE, FL 33983-5315 |
| Document Number | 0046970198 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 4697/198 |
| Instrument | 2896085 |
| Name | BLUELEAF LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 16, 2022 |
| Property Address | 26077 CONCEPCION DR, PUNTA GORDA, FL 33983-5315 |
| Document Number | 0003189510 |
| Map Reference | MB 11 PG 2A-2Z42 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 3189510 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | HOMETOWN TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26077 CONCEPCION DR, PUNTA GORDA, FL 33983-5315 |
| Document Number | 0003189511 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | 3189511 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 20, 2017 |
| Property Address | 26077 CONCEPCION DR, PUNTA GORDA, FL 33983-5315 |
| Document Number | 0042660027 |
| Book / Page | 004266 / 000027 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 2574335 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,791.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26077 CONCEPCION DR PUNTA GORDA FL 339835315, PUNTA GORDA, FL 33983-5315 |
| Document Number | 42660031 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 004266/000031 |
| Instrument | 2574336 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2047 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $351,688 (-10.53%) | $361,799 (+5.16%) Land $45,000 Building $316,799 |
| 2024 | $903.00 (+4.39%) | ||
| 2023 | $865.00 (-77.36%) Disabled Person's exemption Veteran's exemption | $393,067 (+66.94%) | $344,055 (+7.49%) Land $38,000 Building $306,055 |
| 2022 | $3,820.00 Homeowner's exemption | $235,459 | $320,082 Land $27,200 Building $292,882 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 6 (1995–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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