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26093 Concepcion Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 26093 Concepcion Dr, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,445 sqft · built 2021
Lot Size0.22 acres (9,599 sqft)
OwnerTrust Name on File
Last Sale$370,000 (Oct 2022)
Tax Bill$3,791 (2025)
Deeds & MortgagesSep 2023 Transfer
Oct 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN40-23-04-106-007

Property Details

APN / Parcel Number

Primary APN40-23-04-106-007
Alternative APNs
  • 0095262-086310-7
  • 10004606579

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,445 sqft Living Area
Gross Area2,040 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2021
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,599 sqft (0.22 acres)
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004606579
Old Parcel Number00952620863107
Street Address26093 CONCEPCION DR
CityPUNTA GORDA
StateFL
Zip33983-5315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPGI 020 0555 0031 PUNTA GORDA ISLES SEC20 BLK555 LT31 746/1025 918/173 1022/1401 1041/2180 1791/1371 TD3974/7
Legal Range23E
Legal Township40S
Legal Section04
Legal SubdivisionPUNTA GORDA ISLES
Legal Block555
Legal Lot Number31
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group3
Census Block3002
Census Tract20103

Owner

26093 Concepcion Dr is held in a trust since September 2023.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address2145 HYATT DR, PORT CHARLOTTE, FL 33948-2059
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 20, 2022Warranty Deed, Transfer
SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS
Aug 13, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Feb 27, 2020Quit Claim Deed, Transfer
STEEL CITY TITLE INC, STEEL CTY TITLE INC
Jan 22, 2020Warranty Deed, Transfer
FIRST INT'L TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2022 · Amount on File
Deed SaleOct 20, 2022 · Amount on File
Prior SaleOct 20, 2022 · Amount on File
Deed Document Number0050591049
Deed Book / Page5059 / 1049
Last Transfer DateSep 26, 2023
Transfer Doc0003319235
Record UpdatedJun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateSep 26, 2023
Property Address26093 CONCEPCION DR, PUNTA GORDA, FL 33983-5315
Document Number0003319235
Map ReferenceMB 11 PG 2A-2Z42
Instrument DateSep 20, 2023
Instrument3319235
Transaction TypeTransfer
Record UpdatedOct 9, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2145 HYATT DR, PORT CHARLOTTE, FL 33948-2059

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2145 HYATT DR, PORT CHARLOTTE, FL 33948-2059

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateOct 20, 2022
Property Address26093 CONCEPCION DR, PUNTA GORDA, FL 33983-5315
Document Number0050591049
Book / Page5059 / 1049
Map ReferenceMB 11 PG 2A-2Z42
Instrument DateOct 20, 2022
Instrument3160736
Transaction TypeTransfer
Record UpdatedNov 1, 2022
Title CompanySUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

AmountAmount on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26077 CONCEPCION DR, 26077, PUNTA GORDA, FL 33983-5315

Transferred To (Grantee/Buyer)

NameVerified Name
Address2145 HYATT DR, PORT CHARLOTTE, FL 33948-2059

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 13, 2021
Property Address26093 CONCEPCION DR, PUNTA GORDA, FL 33983-5315
Document Number0048230883
Book / Page4823 / 883
Map ReferenceMB 11 PG 2A-2Z-42
Instrument DateJan 27, 2021
Instrument2984925
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 7, 2022
Title CompanySTEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,355.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

NameVerified Name
Address26093 CONCEPCION DR, PUNTA GORDA, FL 33983-5315

Mortgage

Document Number0004823884
DateAug 13, 2021
Instrument4823/884
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term354 Months
DueFeb 1, 2051

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 27, 2020
Property Address26093 CONCEPCION DR, PUNTA GORDA, FL 33983-5315
Document Number0045440852
Book / Page004544 / 000852
Instrument DateFeb 14, 2020
Instrument2790282
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanySTEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9436 CAMDEN FIELD PKWY RIVERVIEW FL 33578, RIVERVIEW, FL 33578
InvestorPossibly a Property Investor

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJan 22, 2020
Property Address26093 CONCEPCION DR, PUNTA GORDA, FL 33983-5315
Document Number0045292074
Book / Page004529 / 002074
Instrument DateJan 21, 2020
Instrument2779129
Transaction TypeTransfer
Record UpdatedFeb 12, 2020
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount on Record
Tax$130.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address26077 CONCEPCION DR PUNTA GORDA FL 339835315, PUNTA GORDA, FL 33983-5315

Tax Assessment & Valuation

The 2025 property tax bill for 26093 Concepcion Dr was $3,791.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,791.00$251,333$306,326 Land $45,000 Building $261,326
2023$4,613.00 (+7.88%)$237,218 (+5.7%)$289,310 (+28.91%) Land $38,000 Building $251,310
2022$4,276.00$224,433 Land $27,200 Building $197,233$224,433 Land $27,200 Building $197,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26093 Concepcion Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 80 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims6 (1995–2022)
Claims Outside the SFHA5 of 6
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26093 Concepcion Dr is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250

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