26061 Concepcion Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 26061 Concepcion Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,990 sqft · built 1984
Lot Size	0.228 acres (9,915 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (May 2026)
Tax Bill	$4,849 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402304106003`

Property Details

APN / Parcel Number

Primary APN	`402304106003`
Alternative APNs	`00952620862705` `10004606575`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,442 sqft
1st Floor Area	1,990 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,915 sqft (0.228 acres)
Garage Type	Attached
Garage Area	422 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620862705
Street Address	26061 CONCEPCION DR
City	PUNTA GORDA
State	FL
Zip	33983-5315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK555 LT27 772/907 1283/2025 4629/307
Legal Range	23E
Legal Township	40S
Legal Section	04
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	555
Legal Lot Number	27
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3002
Census Tract	20103

Owner

Source: Charlotte County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23035 PEACHLAND BLVD, PORT CHARLOTTE, FL 33954-3512
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Apr 21, 2026 · Amount on Record
Deed Document Number	20263643673
Prior Transfer Date	Apr 13, 2026
Prior Transfer Doc	0003635548
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 12, 2026
Property Address	26061 CONCEPCION DR, PUNTA GORDA, FL 33983-5315
Document Number	0003643673
Instrument Date	May 12, 2026
Instrument	2026.3643673
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201,495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23035 PEACHLAND BLVD, PORT CHARLOTTE, FL 33954-3512

Mortgage

Document Number	0003643674,
Date	May 12, 2026
Instrument	2026.3643674

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 21, 2026
Property Address	26061 CONCEPCION DR, PUNTA GORDA, FL 33983-5315
Document Number	0003635548
Instrument Date	Apr 13, 2026
Instrument	20263635548
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$55,287.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 W LOWELL AVE, TAMPA, FL 33629-7628

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 10, 2020
Property Address	26061 CONCEPCION DR, PUNTA GORDA, FL 33983-5315
Document Number	0046290307
Book / Page	4629 / 307
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	Sep 8, 2020
Instrument	2850059
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,547.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24151 BEATRIX BLVD UNIT 913, 24151, PORT CHARLOTTE, FL 33954-3852

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4615 W LOWELL AVE, TAMPA, FL 33629-7628

Mortgage

Document Number	0004629308
Date	Sep 10, 2020
Instrument	4629/308

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,849.00 (+0.23%)	$260,113 (+19.69%) Land $38,250 Building $221,863	$260,113 (+1.72%) Land $38,250 Building $221,863
2024	$4,838.00 (-1.37%)
2023	$4,905.00 (+15.36%)	$217,324 (-16.08%)	$255,727 (-1.25%) Land $38,000 Building $217,727
2022	$4,252.00	$258,977 Land $27,200 Building $231,777	$258,977 Land $27,200 Building $231,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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