Charlotte County property record for 26085 Concepcion Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,111 sqft · built 1990 |
| Lot Size | 0.22 acres (9,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Sep 2026) |
| Tax Bill | $2,244 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 402304106006 |
| Primary APN | 402304106006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,111 sqft Living Area |
| Gross Area | 2,811 sqft |
| 1st Floor Area | 2,111 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,599 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
| Porch | Patio |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952620863009 |
|---|---|
| Street Address | 26085 CONCEPCION DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-5315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC20 BLK555 LT30 837/1662 904/557 1056-45 1174/1846 1409/1066 1489/2049 1489/2051 1805/337 UNREC DC-NC |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 04 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 555 |
| Legal Lot Number | 30 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20103 |
26085 Concepcion Dr is owned and occupied by an individual who bought it in September 2026.
Source: Charlotte County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26085 CONCEPCION DR, PUNTA GORDA, FL 33983-5315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on File |
| Deed Sale | Sep 3, 2026 · Amount on File |
| Prior Sale | Jun 30, 2000 · Amount on File |
| Deed Document Number | 20263680330 |
| Prior Transfer Date | Oct 1, 1996 |
| Prior Transfer Doc | 1489002051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 3, 2026 |
| Property Address | 26085 CONCEPCION DR, PUNTA GORDA, FL 33983-5315 |
| Document Number | 0003680330 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20263680330 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $233,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26085 CONCEPCION DR, PUNTA GORDA, FL 33983-5315 |
The 2025 property tax bill for 26085 Concepcion Dr was $2,244.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,244.00 | $132,483 | $293,988 Land $38,250 Building $255,738 |
| 2023 | $2,133.00 (+6.81%) Homeowner's exemption Widower's exemption | $124,999 (+3%) | $255,719 (-7.67%) Land $38,000 Building $217,719 |
| 2022 | $1,997.00 Homeowner's exemption Widower's exemption | $121,358 | $276,947 Land $27,200 Building $249,747 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 26085 Concepcion Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 6 (1995–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26085 Concepcion Dr is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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