2603 Willowbrook Ln, Unit 25, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2603 Willowbrook Ln, Unit 25, Aptos, CA 95003

Property Summary

Property TypeGovernment / Public Use
Details2 bd · 2 ba · 200 sqft · built 1989
Lot Size0.028 acres (1,220 sqft)
Owner2 Individual Names on Record
Last Sale$225,500 (Feb 2004)
Tax Bill$5,100 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN037-481-04

Property Details

APN / Parcel Number

Primary APN037-481-04
Alternative APN
  • 037-481-04-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area200 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,220 sqft (0.028 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2603 WILLOWBROOK LN, 25
CityAPTOS
StateCA
Zip95003-6014
Property CategoryPublic Works
Property TypePublic Works > Government / Public Use
Local Zoning CodeRM-4
Legal DescriptionTRACT 933 UNIT 25 LOT 1B
Legal SubdivisionWOODSIDE TERRACE
Legal Tract933
Legal Lot Number1B
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1013
Census Tract122005

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2603 WILLOWBROOK LN, 25, APTOS, CA 95003-6014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY FCU
Jul 5, 2017Deed of Trust, Mortgage · Conventional Mortgage
BAY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2004 · Amount on Record
Deed SaleFeb 2, 2004 · Amount on Record
Prior SaleAug 13, 1998 · Amount on Record
Deed Document Number20046868
Prior Transfer DateOct 21, 1997
Prior Transfer Doc0000046990
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2603 WILLOWBROOK LN UNIT 25, 25, APTOS, CA 95003-6014
Transaction TypeMortgage
Record UpdatedMar 9, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2603 WILLOWBROOK LN 25, 25, APTOS, CA 95003-6014

Mortgage

Document Number0000012079
DateFeb 26, 2021
Instrument2021-0012079
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2603 WILLOWBROOK LN UNIT 25, 25, APTOS, CA 95003-6014
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021961
DateJul 5, 2017
Instrument2017-0021961
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,240 (+2%) Land $130,521 Building $194,719
2025$5,100.00 (+11.57%) Homeowner's exemption$318,863 (+4.04%) Land $127,962 Building $190,901
2023$4,571.00 (+1.99%) Homeowner's exemption$306,481 Land $122,993 Building $183,488$341,550
2022$4,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.

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