Santa Cruz County property record for 2603 Willowbrook Ln, Unit 21, Aptos, CA 95003
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,210 sqft · built 1989 |
| Lot Size | 0.029 acres (1,263 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $724,000 (Nov 2025) |
| Tax Bill | $9,524 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-481-02 |
| Primary APN | 037-481-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,210 sqft Living Area |
| Gross Area | 1,410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,263 sqft (0.029 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2603 WILLOWBROOK LN, 21 |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-6014 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-4 |
| Legal Description | TRACT 933 UNIT 21 LOT 1B |
| Legal Subdivision | WOODSIDE TERRACE PH I TR 933 |
| Legal Tract | 933 |
| Legal Lot Number | 1B |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 122005 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2603 WILLOWBROOK LN, 21, APTOS, CA 95003-6014 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Nov 17, 2025 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Prior Sale | Jul 28, 2005 · Amount on Record |
| Deed Document Number | 202524520 |
| Prior Transfer Date | Sep 17, 2021 |
| Prior Transfer Doc | 0000049177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 17, 2025 |
| Property Address | 2603 WILLOWBROOK LN UNIT 21, 21, APTOS, CA 95003-6014 |
| Document Number | 0000024520 |
| Map Reference | VOL 79 PG 17 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 2025-0024520 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $796.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2603 WILLOWBROOK LN UNIT 21, 21, APTOS, CA 95003-6014 |
| Document Number | 0000024521 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2025-0024521 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 27, 2021 |
| Property Address | 2603 WILLOWBROOK LN UNIT 21, 21, APTOS, CA 95003-6014 |
| Document Number | 0000049177 |
| Map Reference | VOL 79 PG 17 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021-0049177 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | AMERICAN COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2603 WILLOWBROOK LN, APTOS, CA 95003-6013 |
| Document Number | 0000049178 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021-0049178 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724,000 (+3.07%) Land $506,800 Building $217,200 | ||
| 2025 | $9,524.00 (+10.1%) | $702,428 (+4.04%) Land $435,942 Building $266,486 | |
| 2023 | $8,650.00 (+1.37%) | $675,152 Land $419,014 Building $256,138 | $649,080 |
| 2022 | $8,533.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.
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