2603 Willowbrook Ln, Unit 22, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2603 Willowbrook Ln, Unit 22, Aptos, CA 95003

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,398 sqft · built 1989
Lot Size0.029 acres (1,263 sqft)
OwnerIndividual Name on File
Last Sale$505,000 (Feb 2019)
Tax Bill$7,865 (2025)
Deeds & MortgagesOct 2020 Mortgage
Feb 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN037-521-02

Property Details

APN / Parcel Number

Primary APN037-521-02
Alternative APN
  • 037-521-02-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,398 sqft Living Area
Gross Area1,598 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCondo/Apartment
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,263 sqft (0.029 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
Deck Area207 sqft
Patio Area207 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2603 WILLOWBROOK LN, 22
CityAPTOS
StateCA
Zip95003-6014
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-4
Legal SubdivisionWOODSIDE TERRACE PH I TR 933
Legal Lot Number1B
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1013
Census Tract122005

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2603 WILLOWBROOK LN, 22, APTOS, CA 95003-6014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 15, 2019Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS
May 23, 2017Quit Claim Deed, Transfer
Quitclaim
May 23, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 15, 2019 · Amount on Record
Deed SaleFeb 15, 2019 · Amount on Record
Prior SaleJun 22, 2001 · Amount on Record
Deed Document Number20194042
Prior Transfer DateMay 2, 2017
Prior Transfer Doc0000017018
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2603 WILLOWBROOK LN UNIT 22, 22, APTOS, CA 95003-6014
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2603 WILLOWBROOK LN 22, 22, APTOS, CA 95003-6014

Mortgage

Document Number0000043775
DateOct 26, 2020
Instrument2020-0043775
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 15, 2019
Property Address2603 WILLOWBROOK LN UNIT 22, 22, APTOS, CA 95003-6014
Document Number0000004042
Instrument DateFeb 13, 2019
Instrument4042
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$555.50
Amount AccuracyFull Value
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2603 WILLOWBROOK LN #22 APTOS CA 950036014, 22, APTOS, CA 95003-6014

Mortgage

Document Number4043
DateFeb 15, 2019
Instrument4043
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 14, 2049

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 23, 2017
Property Address2603 WILLOWBROOK LN UNIT 22, 22, APTOS, CA 95003-6014
Document Number0000017018
Instrument DateMay 2, 2017
Instrument17018
Transaction TypeTransfer
Record UpdatedJun 5, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2603 WILLOWBROOK LN #22 APTOS CA 950036014, 22, APTOS, CA 95003-6014

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 23, 2017
Property Address2603 WILLOWBROOK LN UNIT 22, 22, APTOS, CA 95003-6014
Document Number0000017019
Instrument DateMay 2, 2017
Instrument17019
Transaction TypeTransfer
Record UpdatedJun 5, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2603 WILLOWBROOK LN #22 APTOS CA 950036014, 22, APTOS, CA 95003-6014

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$574,604 (+2%) Land $347,038 Building $227,566
2025$7,865.00 (+10.49%) Homeowner's exemption$563,337 (+4.04%) Land $340,233 Building $223,104
2023$7,118.00 (+0.42%) Homeowner's exemption$541,462 Land $327,022 Building $214,440$598,770
2022$7,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.

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