14 Sutter Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 14 Sutter Dr, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,271 sqft · built 2019
Lot Size	0.437 acres (19,062 sqft)
Owner	2 Individual Names on File
Last Sale	$389,605 (Mar 2019)
Tax Bill	$4,425 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54TT-11`

Property Details

APN / Parcel Number

Primary APN	`54TT-11`
Alternative APNs	`054TT 11` `46772`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,271 sqft Living Area
Basement Area	1,074 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,062 sqft (0.437 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	46772
Old Parcel Number	054TT 11
Street Address	14 SUTTER DR
City	FREDERICKSBURG
State	VA
Zip	22405-2184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 11 .43762 AC THE OAKS OF HIGHLAND HOMES
Legal Subdivision	THE OAKS OF HIGHLAND HOMES
Legal Lot Number	11 43762
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	4
Census Block	4001
Census Tract	10404

Owner

Source: Stafford County records · APN 54TT-11

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	190004396
Record Updated	Jun 08, 2026

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Mar 29, 2019
Property Address	14 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Document Number	190004396
Instrument Date	Mar 27, 2019
Instrument	4396
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$389.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SUTTLER DR FREDERICKSBURG VA 22405, FREDERICKSBURG, VA 22405

Mortgage

Document Number	190004397
Date	Mar 29, 2019
Instrument	4397

Lender

Name	FIRST EQUITY MTG INC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,425.00 (+23.53%)	$472,500 (+24.64%) Land $150,000 Building $322,500	$472,500 (+24.64%) Land $150,000 Building $322,500
2023	$3,582.00 (+13.32%)	$379,100 Land $140,000 Building $239,100	$379,100 Land $140,000 Building $239,100
2021	$3,161.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 270 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.